Get the Most Benefit from Credit Card Perks

Credit card perks like travel insurance, delivery discounts and fraud protection can save you money and avoid stress.

A hand holds a credit card in the foreground while a beach resort bar is in the background
(Image credit: Getty Images)

The credit cards in your wallet are packed with insurance, identity-theft protection and a slew of perks — including exclusive access to concerts and sporting events, discounts on products and services, and free memberships. But keeping track of all of these credit card benefits isn’t always easy because some perks come from your card network and some come from your card issuer — and the benefits vary depending on which plastic you’re packing.

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Rivan V. Stinson
Ex-staff writer, Kiplinger's Personal Finance

Rivan joined Kiplinger on Leap Day 2016 as a reporter for Kiplinger's Personal Finance magazine. A Michigan native, she graduated from the University of Michigan in 2014 and from there freelanced as a local copy editor and proofreader, and served as a research assistant to a local Detroit journalist. Her work has been featured in the Ann Arbor Observer and Sage Business Researcher. She is currently assistant editor, personal finance at The Washington Post.