Best Student Credit Cards

Students can get hundreds of dollars in cash back while they build credit with these offers from popular issuers.


This article highlights our picks for the best student credit cards. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independent of our relationship with advertisers. Rates checked September 7, 2023.

Student credit cards often provide high rewards in common spending categories for college students, such as dining out or gas. Or they may pay a healthy flat rate of cash back on every purchase. College students who are on the hunt for a rewards credit card will find that many issuers have designed cards aimed toward their age group and if you plan to study abroad, these cards are good choices as they don’t charge foreign transaction fees


Capital One Quicksilver Student Cash Rewards Credit Card

College students get a solid cash back rate of 1.5% on most purchases, and the card comes with a manageable spending requirement to earn the sign-up bonus. Plus, you'll get access to travel booking benefits and earn up to 5% on travel booked through the Capital One Travel Center.


Capital One SavorOne Student Cash Rewards Credit Card

Capital One offers a student version of its dining rewards credit card, and the maximum-reward categories may fit well into a typical college student’s budget. The $100 spending requirement to earn an initial bonus is relatively low, making it manageable for many college students.


Discover it Student Chrome 

This card provides clear-cut rewards in categories that make sense for students, and it never charges a penalty interest rate after a late payment.


As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.

With contributions from