Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in January?
Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
By Erin Bendig
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High-Yield Savings Accounts to Get Before the Fed Meeting
Even with rate cuts, some savings accounts can help you earn a rate that outpaces inflation and reaches your goals quickly.
By Sean Jackson
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7 Signs You’re Secretly Getting Rich (and Don’t Even Know It)
From reduced financial stress to smart investing, here’s how to spot the subtle signs that your wealth is growing.
By Paige Cerulli
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How Much You'll Earn on a Five-Year CD with $500
savings Discover how much you can earn by placing $500 in a long-term CD.
By Sean Jackson
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings
