Features
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Ask the Tax Editor: Roth IRAs and the Five-Year RuleAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on Roth IRAs and the five-year rule, including contributions and conversions.
By Joy Taylor
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3 Questions That Help You Find Your Perfect Social Security Claiming AgeClaiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.
By Donna Fuscaldo
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What Investors Need to Know About the SpaceX IPOInvestors should start seeing SpaceX as a vertically integrated infrastructure giant spanning space transportation, global communications and AI compute.
By Mike Alves, MSAFP, CFP®, CEPA®, CRPC®
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Inflation Isn't the Real Problem: Having No Plan For It IsBuying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.
By Pam Krueger
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What to Do When Lower Interest Rates Make It Tougher to SaveWhile borrowers reap the benefits of lower interest rates, savers are seeing their savings earning less. What are your options if you're disillusioned?
By Roland Chow, Investment Advisor
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The Best Thing About Having Insurance? Not Needing to Use ItAn insurance policy isn't a lottery ticket — it's a contract that acts as a backstop against disaster, which is why the best claim is the one you never have.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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How to Appeal the IRMAA for Medicare Parts B and DMedicare There's a good chance you can get your IRMAA eliminated or reduced if your income has dropped in the past two years.
By Jackie Stewart
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Kiplinger Energy Outlook: Drivers Face Painful Gas PricesEconomic Forecasts Road trips will cost far more this holiday weekend than they did last year. Is any relief in sight?
By Jim Patterson
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4 Ways to Invest in Quantum ComputingQuantum computing stocks offer exposure to mind-boggling problem-solving potential, and the Trump administration plans to take equity stakes in some of them.
By Tom Taulli
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The Cheapest Places To Retire in the USWhen you're trying to balance a fixed income with an enjoyable retirement, the cost of living is a crucial factor to consider. Is your city the best?
By Stacy Rapacon
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The Best Utility Stocks to BuyUtility stocks are defensive plays for investors, offering stability and reliable dividends. Here's how you can find the best ones to buy.
By Kyle Woodley
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Dave Ramsey: 'Inflation Comes and Goes' — 8 Ways to Bulletproof RetirementReady to call it quits? From timing Social Security to planning, here are 8 pieces of Dave Ramsey advice for a secure retirement.
By Donna Fuscaldo
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How Your Favorite Stores Use Your Data Against YouFrom online to in-store, retailers track your behavior to set maximum prices. Here's how to fight back.
By Sean Jackson
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The Social Security Bridge: How to Retire at 62 and Claim at 70Delaying your claim until age 70 locks in a permanent, lifelong pay raise. Here is your blueprint to construct an income bridge that safely funds your retirement gap years.
By Adam Shell
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Millennials, Are You Making These Common Money Mistakes?It's easy to lose track of spending when you're focused on your family and career. But this is what you're risking when you don't save or protect your income.
By Kelsey M. Simasko, Esq.
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Do Your Adviser's Years of Experience Hide a Proficiency Gap?Turns out, an adviser's long tenure is not a reliable indicator of their true expertise, especially in crucial areas like retirement income and tax planning.
By Jared Trexler
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Want Employees to Embrace AI? Give Them a Say in How It's UsedBusinesses that want employees to work with AI need to break down some barriers first, as U.S. workplaces have become fractured, fearful and full of mistrust.
By Dr. Cornelia Shipley Bearyman, MBA, PCC, BCC
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10 Cheapest Places to Live in GeorgiaProperty Tax Looking for affordable Georgia living? These counties offer the lowest property tax bills in the state.
By Kate Schubel
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7 Ways to Plan Now to Save on Medicare IRMAA Surcharges LaterUnderstand the critical 2-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA.
By Donna LeValley
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SpaceX IPO: Should You Buy SPCX Stock?The massive SpaceX IPO is almost here, with Elon Musk's space exploration and satellite company expected to start trading next month.
By Karee Venema
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Communication Is Key to a Successful LegacyBecause 70% of wealthy families lose their wealth by the second generation, it's clear how important communication can be to your estate plan's success.
By Justin Biance, Certified Estate Planner
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9 Things You Must Know About Medicare's Income-Related Monthly Adjustment Amount (IRMAA) SurchargesMedicare Here's what you need to know about who gets charged and why, as well as when the fees can be waived.
By Rachel L. Sheedy
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What is the IRMAA (Income-Related Monthly Adjustment Amount)?IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is above a certain level. Here's what you need to know.
By Donna LeValley
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Avoid These World Cup Ticket ScamsWorld Cup ticket prices may be falling, but scammers are still cashing in. Here’s how to spot fake listings and protect yourself before kickoff.
By Sean Jackson
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Should You Take Your Pension as a Lump Sum?The answer depends on multiple factors, such as what your alternative investment options would be, whether you want to leave money to a beneficiary and more.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Is Your 401(k) Rollover Truly Protected in an IRA?Quiz Take our 10-question quiz see if your hard-earned nest egg is truly protected from hidden liabilities, or if you are exposed to unexpected risks.
By Donna LeValley
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What the K-Shaped Economy Really MeansThe Letter As the financial fortunes of the wealthy diverge from everyone else, some businesses are poised to thrive, while others struggle with weakening sales.
By Jim Patterson
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When Spouses Clash on Retirement Age: Longevity Risk vs FOMOHow can a couple get retirement timing "right" when one spouse comes from a long-lived family and the other doesn't?
By Maurie Backman
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The Pros Outweigh the Cons of Investing in a 529This tax-advantage savings account is perfect for students.
By Lisa Gerstner
