Rivan V. Stinson

Rivan V. Stinson

Staff Writer, Kiplinger's Personal Finance

Rivan joined Kiplinger on Leap Day 2016 as a reporter for Kiplinger's Personal Finance magazine. She's now a staff writer covering insurance, millennial money needs and credit. She also helps produce newsletters and other content for Kiplinger.com. A Michigan native, she graduated from the University of Michigan in 2014 and from there freelanced as a local copy editor and proofreader, and served as a research assistant to a local Detroit journalist. Her work has been featured in the Ann Arbor Observer and Sage Business Researcher.

10 States with the Highest Gas Taxes
picture of frustrated man pumping gas
state tax

10 States with the Highest Gas Taxes

Whether you're simply saving a few bucks while road-tripping or saving big bucks on regular fill-ups all year long, crossing state lines for gas can p…
December 3, 2021
Shop for a New Wireless Plan and Save Big
illustration of people of talking on their wireless phone in a downtown area
Smart Buying

Shop for a New Wireless Plan and Save Big

Competition is fierce, and carriers are dangling free phones and streaming subscriptions.
November 23, 2021
Where to Find Emergency Cash
Three, hundred bills buried in the sand
Making Your Money Last

Where to Find Emergency Cash

Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
November 22, 2021
What to Do If Your Credit Card Is Closed
woman flipping a closed until further notice sign
Making Your Money Last

What to Do If Your Credit Card Is Closed

The issuer may restore your account with the previous terms, or it may request that you reapply for the card.
November 22, 2021
10 Ways to Save On Your Cell Phone Plan
photo of woman using phone
family savings

10 Ways to Save On Your Cell Phone Plan

We’ve rounded up 10 techniques to cut expenses on both your cell phone plan and your device.
November 10, 2021
Virtual Numbers Make Cards Safer
woman using mobile wallet at a checkout
Technology

Virtual Numbers Make Cards Safer

Some mobile wallets offer this feature, which randomly generates virtual digits that are linked to your credit card.
November 1, 2021
Make the Most of Your Charitable Donations
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Financial Planning

Make the Most of Your Charitable Donations

Take a closer look at whether you’re getting the most bang for your donated bucks.
October 28, 2021
Don't Let Your Credit Card Rewards Expire
man pointing in suit to the words miles and rewards with a transparent airplane in front of him
Travel

Don't Let Your Credit Card Rewards Expire

If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
October 28, 2021
Smart Year-End Move: Manage Your Employee Benefits
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Financial Planning

Smart Year-End Move: Manage Your Employee Benefits

For 2021, employers may provide a 12-month grace period for both types of flexible spending accounts.
October 27, 2021
10 States With the Lowest Gas Taxes
picture of car getting gas
state tax

10 States With the Lowest Gas Taxes

Saving money is a marathon, not a sprint. And even low gas taxes can help keep money in your pocket.
October 5, 2021
Your Guide to Open Enrollment 2022
cash register checkout with drawings of medicine boxes, prescriptions and more
Employee Benefits

Your Guide to Open Enrollment 2022

Health care costs continue to climb, but subsidies will make some plans more affordable.
September 30, 2021
Penalty for the Unvaccinated?
photo illustration of person denying vaccine
Coronavirus and Your Money

Penalty for the Unvaccinated?

A “yes or no” box to verify your vaccination status could be part of open enrollment for health insurance in the future.
September 29, 2021
New Buy Now, Pay Later Options
photo illustration of laptop and sandglass
Smart Buying

New Buy Now, Pay Later Options

If you’ve been considering a BNPL plan, make sure the credit card in your wallet doesn't already have you covered.
September 29, 2021
Disability Insurance Can Provide COVID Coverage
Nurse helping older gentleman use a walker; both wearing surgical masks
Coronavirus and Your Money

Disability Insurance Can Provide COVID Coverage

If you are concerned about long-term complications from COVID-19, consider disability insurance coverage.
September 28, 2021
13 Costs of Owning a Cat
Picture of ginger tabby cat in black and white
how to save money

13 Costs of Owning a Cat

Housecats may be known for their aloofness and low-maintenance attitude, but they're not cheap. Here's what you can expect to spend if you plan on ado…
August 30, 2021
Credit Cards Offer Travel Insurance
photo of travel credit card
Travel

Credit Cards Offer Travel Insurance

Premium rewards cards that may charge an annual fee generally provide better coverage.
August 26, 2021
How to Decide If It’s Time for a Career Change
Ponce Garner
career paths

How to Decide If It’s Time for a Career Change

The pandemic has prompted many workers to consider more fulfilling jobs. These people made it work.
August 25, 2021
Should You Invest in Crypto?
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Becoming an Investor

Should You Invest in Crypto?

Before you put any money into cryptocurrencies, establish a core portfolio in line with your investing goals.
August 25, 2021
How to Give a First-Time Home Buyer a Hand
Illustration of a family in a house under a roof made of dollar bills
Becoming a Homeowner

How to Give a First-Time Home Buyer a Hand

With home prices soaring, newbies may need financial help from their family. Here’s how to do it right.
July 30, 2021
Plan Now for Long-Term Care
illustration of a man looking through a window at his future self as an older man
Long-Term Care Insurance

Plan Now for Long-Term Care

You could buy insurance to finance future costs, but policies are pricey. Here’s how to decide whether you need coverage.
July 28, 2021
10 States with the Highest Gas Taxes
picture of frustrated woman at gas pump
taxes

10 States with the Highest Gas Taxes

COVID-19 has made us appreciate driving our cars more, but filling up the tank will cost you more in these states.
July 28, 2021
10 States With the Lowest Gas Taxes
Woman with braids pumping gas
taxes

10 States With the Lowest Gas Taxes

Saving money is a marathon not a sprint. And even low gas taxes can help keep money in your pocket.
July 28, 2021
Fintech: The Bank Disrupters
Photo of multiple smartphones with fintech apps
Financial Planning

Fintech: The Bank Disrupters

Fintechs offer mostly free accounts with tantalizing yields and slick features, but don’t expect much hand-holding.
July 25, 2021
New Perks From Our Best Rewards Cards
woman on the couch online shopping with credit card in hand
Smart Buying

New Perks From Our Best Rewards Cards

No annual fee, new tiered rewards and more cash back are some of the offerings.
July 24, 2021
22 Secrets to Save Money on Travel
A woman makes a shhhing gesture.
Travel

22 Secrets to Save Money on Travel

We all dream of taking that perfect solo or family vacation, but planning on a budget can be hard.
July 10, 2021
24 Best Travel Websites to Save You Money
A group of people look at a computer with shock
Travel

24 Best Travel Websites to Save You Money

Traveling is fun and you can do it without breaking the bank — you just have to know where to go online first.
July 9, 2021
Think Twice Before You Close a Credit Card
A woman is sitting at a dining table with a laptop, a credit card, and financial statements.
Smart Buying

Think Twice Before You Close a Credit Card

Even if you’re no longer using it, closing an account could ding your credit score.
June 24, 2021