Rivan V. Stinson

Rivan V. Stinson

Staff Writer, Kiplinger's Personal Finance

Rivan joined Kiplinger on Leap Day 2016 as a reporter for Kiplinger's Personal Finance magazine. She's now a staff writer covering insurance, millennial money needs and credit. She also helps produce newsletters and other content for Kiplinger.com. A Michigan native, she graduated from the University of Michigan in 2014 and from there freelanced as a local copy editor and proofreader, and served as a research assistant to a local Detroit journalist. Her work has been featured in the Ann Arbor Observer and Sage Business Researcher.

FWRLX: Shopping the Telecommunications Bargain Bin
woman shopping at a garage sale
mutual funds

FWRLX: Shopping the Telecommunications Bargain Bin

This fund invests in stocks in the communications services sector, which have been drastically marked down.
May 25, 2022
Sometimes Renting Is Better Than Buying
woman with red finger nails holding model house in between hands
investing

Sometimes Renting Is Better Than Buying

A home is an asset that generally appreciates in value, but it might not be the most optimal way to build wealth from an investment point of view.
May 25, 2022
10 States with the Highest Gas Taxes
picture of frustrated man pumping gas
state tax

10 States with the Highest Gas Taxes

Inflation is hitting hard – especially at the gas pump. But crossing state lines to avoid higher gas taxes is one way to soften the blow.
May 9, 2022
Create a Financial Plan for Natural Disaster
photo of person sitting at desk photographing documents
personal finance

Create a Financial Plan for Natural Disaster

If disaster strikes, do you have your important financial documents safeguarded in case you need to leave your home in a hurry? Here’s what you’ll nee…
May 4, 2022
BlackRock Event Driven Equity Profits from Corporate Change
Man sitting at a desk being photographed at a conference
mutual funds

BlackRock Event Driven Equity Profits from Corporate Change

BALPX capitalizes on mergers, executive turnover and other events.
April 29, 2022
Two Updates to Credit Reports
Illustration of men standing around credit score dial
credit & debt

Two Updates to Credit Reports

The major credit bureaus are changing how they report information about medical debt and buy now, pay later.
April 26, 2022
How to Get a Car Deal in This Market
Photo of Matt Degen
Buying & Leasing a Car

How to Get a Car Deal in This Market

Low inventories mean it’s hard to haggle on price, but you can still negotiate on financing when shopping for a new or used car.
March 28, 2022
Hello 30: Time to Start Saving for Retirement
Woman in blazer, with red painted nails dropping coins in a piggybank
retirement planning

Hello 30: Time to Start Saving for Retirement

You haven't missed your chance to save for retirement just because you've gotten older.
March 25, 2022
How to Open a Stock Market Account
Young man with backpack and headphones holding up smartphone to show stocks he may buy or sell
investing

How to Open a Stock Market Account

Investing can be fun, but you need a brokerage account to do it. Fortunately, it’s easy to get started.
March 25, 2022
Keep Your Savings Safe
Hands inputting code to small home safe
savings

Keep Your Savings Safe

If your wealth exceeds FDIC limits, it may be time to open multiple accounts. But make sure your money is earning something, too.
March 25, 2022
10 States With the Lowest Gas Taxes
picture of car getting gas
state tax

10 States With the Lowest Gas Taxes

With gas prices surging, people are looking for any way to save a few bucks at the pump. Low gas taxes are a start.
March 10, 2022
How to Appeal an Unexpected Medical Bill
older man with stethoscope to his chest, looking at medical bill in shock
health insurance

How to Appeal an Unexpected Medical Bill

You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
February 24, 2022
Which Tax Documents Should I Save, Which Should I Shred?
illustration of woman with leaf blower blowing documents
tax planning

Which Tax Documents Should I Save, Which Should I Shred?

You’ll need supporting documents in case you’re audited, but you don’t need to save them forever.
February 24, 2022
Davenport Equity Opportunity Hunts for Cash Generators
dart in bullseye by stacks of coins
mutual funds

Davenport Equity Opportunity Hunts for Cash Generators

This fund looks for firms that generate cash and know how to use it.
February 23, 2022
Credit Card Interest Rates to Rise, Too
woman holding credit cards
Making Your Money Last

Credit Card Interest Rates to Rise, Too

Many cardholders don't know their interest rates. Now would be a good time to know yours.
February 18, 2022
How to Benefit from Rising Interest Rates
illustration of a man climbing a ladder next to a stack of coins
Financial Planning

How to Benefit from Rising Interest Rates

Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
January 27, 2022
Make the Most of the New Workplace
Natasha Bowman, founder of Performance ReNew
Employee Benefits

Make the Most of the New Workplace

In the wake of the pandemic, employers are willing to be more flexible and inclusive.
January 26, 2022
Con Artists Target People Who Owe The IRS Money
Man in a suit with a ski mask and glasses on
Scams

Con Artists Target People Who Owe The IRS Money

In one scheme, thieves will offer to "help" you pay back taxes, only to leave you on the hook for expensive fees in addition to the taxes.
January 24, 2022
Overdraft Fees Are On Their Way Out
glasses with a yellow calculator and a stack of credit cards and money beside it
Smart Buying

Overdraft Fees Are On Their Way Out

New overdraft policies are emerging as consumers and government officials pressure banks to get rid of the fees.
January 24, 2022
Time to Reshop Your Home and Auto Insurance
person holding an umbrella that blocks a tree from falling on their house
Making Your Money Last

Time to Reshop Your Home and Auto Insurance

Comparing prices on policies and bundling your coverage may save you money.
December 22, 2021
How Does Marriage Affect Your Credit Score?
Beverly Harzog, consumer finance analyst for U.S. News & World Report
Starting a Family

How Does Marriage Affect Your Credit Score?

While credit reports aren’t merged for married couples, individual records can affect joint loans. Learn the rules to ensure good credit goes along wi…
December 21, 2021
How to Nix Checking Fees
man chopping wood in half
Making Your Money Last

How to Nix Checking Fees

Strictly free accounts aren’t the only way to bank - almost all banks and credit unions offer ways around paying fees.
December 20, 2021
Shop for a New Wireless Plan and Save Big
illustration of people of talking on their wireless phone in a downtown area
Smart Buying

Shop for a New Wireless Plan and Save Big

Competition is fierce, and carriers are dangling free phones and streaming subscriptions.
November 23, 2021
Where to Find Emergency Cash
Three, hundred bills buried in the sand
Making Your Money Last

Where to Find Emergency Cash

Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
November 22, 2021
What to Do If Your Credit Card Is Closed
woman flipping a closed until further notice sign
Making Your Money Last

What to Do If Your Credit Card Is Closed

The issuer may restore your account with the previous terms, or it may request that you reapply for the card.
November 22, 2021
10 Ways to Save On Your Cell Phone Plan
photo of woman using phone
family savings

10 Ways to Save On Your Cell Phone Plan

We’ve rounded up 10 techniques to cut expenses on both your cell phone plan and your device.
November 10, 2021
Virtual Numbers Make Cards Safer
woman using mobile wallet at a checkout
Technology

Virtual Numbers Make Cards Safer

Some mobile wallets offer this feature, which randomly generates virtual digits that are linked to your credit card.
November 1, 2021