Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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9 Things You Should Keep in a Home Safe
Put these valuables in a home safe, not a bank safety deposit box (or under a mattress). You'll be glad you did.
By Donna LeValley
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Where to Stash Cash as Yields Fall, According to Advisers
Your best options depend on how soon you'll need the money and your tolerance for risk.
By Kerri Anne Renzulli
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You Really Can Make New Year's Money Resolutions That Stick
The secret to keeping your New Year's financial resolutions? Just make your savings and retirement contributions 100% automatic.
By James Martielli, CFA®, CAIA®
