Tool | April 2014

Investment Portfolio Finder

Pick the Portfolio That's Right for You

Pick the Portfolio That's Right for You

Looking to construct a diversified portfolio tailored to your needs?

Below we've assembled 24 portfolios recommended by Kiplinger's Personal Finance editors and writers. All of these portfolios begin with the basics, then have been customized for different situations and stages of life. Whether you're a young person focusing on growth, a couple with retirement on the horizon, a retiree looking to generate income without fear of outliving your money, or an investor just looking for ultra simplicity, we hope you'll find some ideas in our portfolio center that fit your goals. Click on any portfolio below to see updated returns, and bookmark a portfolio to track against the performances of your own. We hope these will help you prosper in the years ahead.

Aggressive ETF Portfolio

  • For those who want an all-stock package.
  •  100% Stocks | 

Balanced ETF Portfolio

  • A simple approach using exchange-traded funds
  •  60% Stocks |  40% Bonds | 

Balanced Mutual Fund Portfolio

  • For investors who don't have a lot of cash, this portfolio lets you get into good funds with low minimums.
  •  70% Stocks |  30% Bonds | 

Contrarian ETF Portfolio

  • For those going against the herd.
  •  40% Stocks |  40% Alternative |  10% Cash  

ETF Portfolio for Growth and Income

  • For ETF investors who want good yield.
  •  70% Stocks |  30% Bonds | 

ETF Portfolio for Long-Term Growth

  • For ETF investors with a healthy tolerance for risk.
  •  90% Stocks |  10% Alternative | 

Fidelity Moderate ETF Portfolio

  • Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
  •  60% Stocks |  40% Bonds | 

High-Income Combo Portfolio

  • Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
  •  35% Stocks |  40% Bonds |  25% Alternative | 

High-Yielding ETF Portfolio

  • For ETF investors seeking fat yields
  •  55% Stocks |  45% Bonds | 

Higher Risk, Higher Yield ETF Portfolio

  • The more yield you strive for, the more risk you take.
  •  20% Stocks |  20% Bonds |  60% Alternative | 

Higher Risk, Higher Yield Mutual Fund Portfolio

  • The more yield you strive for, the more risk you take.
  •  35% Stocks |  65% Bonds | 

Kiplinger 25 for College: 6-10 years away

  • Reach your investing goals using our favorite no-load mutual funds.
  •  70% Stocks |  30% Bonds | 

Kiplinger 25 for Income: 5 Years or less

  • Reach your long-term goals using our favorite no-load mutual funds.
  •  30% Stocks |  70% Bonds | 

Kiplinger 25 for Retirement: 11+ years away

  • Reach your long-term goals using our favorite no-load mutual funds.
  •  90% Stocks |  10% Bonds | 

Lower Risk, Lower Yield ETF Portfolio

  • How do you invest for income when rates are rising? Start by playing it safe.
  •  25% Stocks |  45% Bonds |  30% Alternative | 

Lower Risk, Lower Yield Mutual Fund Portfolio

  • How do you invest for income when rates are rising? Start by playing it safe.
  •  35% Stocks |  45% Bonds |  20% Alternative | 

Multi-Asset ETF Portfolio

  • Get some detachment from the direction of stocks and bonds with alternative asset classes.
  •  70% Stocks |  10% Bonds |  20% Alternative | 

Multi-Asset Mutual Fund Portfolio

  • For investors who want out-of-the-box choices
  •  40% Stocks |  15% Bonds |  45% Alternative | 

Overseas Portfolio for ETF Investors

  • For ETF investors who want a 100% foreign package
  •  100% Stocks | 

Schwab Growth ETF Portfolio

  • Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
  •  95% Stocks |  5% Bonds | 

Super-Simple Balanced Mutual Fund Portfolio

  • For investors who want to profit by keeping things simple.
  •  70% Stocks |  30% Bonds | 

Tax-Exempt Income Portfolio

  • For when taxes really matter.
  •  100% Bonds | 

Vanguard Conservative ETF Portfolio

  • Based on the Kiplinger ETF 20, our favorite exchange-traded funds.
  •  40% Stocks |  60% Bonds | 

Vanguard Index Funds to Buy and Hold Forever

  • Just six index funds from fund giant Vanguard can boost your returns
  •  90% Stocks |  10% Bonds |