Types of Disasters (2001-2010):
Severe weather, winter storms
Estimated Insured Property Loss: $4.5 billion
Along with Texas and Oklahoma, the Show-Me State sees a lion's share of tornadoes and severe thunderstorms. Flooding also is a risk with two major rivers in the state -- the Missouri and Mississippi. Winters here can be bitterly cold, accompanied by hazardous snow and ice storms. Missouri homeowners can
avoid cold-weather insurance claims, though, by
following these simple steps.