Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
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9 Upgrades That Transform Your Family Home Into a Retirement Oasis
Here's a look at the smart, luxury modifications that prioritize your recovery, relaxation and effortless entertaining.
By Donna LeValley
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Retiring Without a Partner? How Singles Can Maximize Their Savings
Retirement can be expensive, especially when you do it alone. But there are ways to maximize your retirement savings even when facing your second act without a partner.
By Kathryn Pomroy
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Why More People Fear Going Broke in Retirement Than Dying
Inflation, taxes and Social Security are the three top concerns for retirees, according to the 2025 Allianz Annual Retirement Study
By Kathryn Pomroy
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Are You Looking for Financial Advice or Just Validation?
Good communication between clients and their advisers starts with one simple question: Do you want hard truths and real analysis, or just a sounding board?
By Andrew Rosen, CFP®, CEP
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The Average Gen X 401(k) Balance Kind of Bites
Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
By Adam Shell
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Are You Rich? The Average Net Worth by Age
Are you beating your peers on average net worth? Get tips from financial advisers on how to grow your wealth over time.
By Adam Shell
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Should I borrow from my $1.5 million 401(k) for home improvement?
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo
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Don't Let Low Tax Rates Lull You Into the Torpedo Zone
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
By Ray R. Harris, MBA, RSSA®
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Income and Life Expectancy Not Adding Up? Consider An Annuity
Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help.
By Ken Nuss



