Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Kiplinger Retail Outlook: Consumer Spending Surprisingly Strong
Economic Forecasts E-commerce sales jumped again in October, but in-store sales benefited, as well.
By David Payne
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When to Expect Your First Social Security Check of 2026
Social Security payments to retirees reflecting the 2.8% COLA will start arriving January 14.
By Donna LeValley
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What Is Term Life Insurance?
Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy.
By Paige Cerulli
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Are T-Mobile's Prepaid Perks a Home Run or a Strikeout?
T-Mobile's prepaid lineup promises MLB.TV, T-Mobile Tuesdays and hotspot data. But do the perks make it worth switching?
By Choncé Maddox
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Verizon Home Internet Is Offering Free Tech to New Customers
Verizon’s latest home-internet promotion includes free tech, but the real savings depend on pricing, speed needs and how long you stay.
By Paige Cerulli
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The November CPI Report Is Out. Here's What It Means for Rising Prices
The November CPI report came in lighter than expected, but the delayed data give an incomplete picture of inflation, say economists.
By Karee Venema
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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I'm 73 and dread winter, but I can't afford to be a snowbird.
How can a snowbird wannabe warm up without the expense? We asked professional wealth planners for advice.
By Maurie Backman
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5 Smart Things to Do With Your Year-End Bonus
After you indulge your urge to splurge on a treat, consider doing adult things with the extra cash, like paying down debt, but also setting up a "fun fund."
By Kelli Kiemle, AIF®
