Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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9 Types of Insurance You Don't Need
Financial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
By David Rodeck
Financial Planning -

Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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How Women Will Lead a New Era in Charitable Giving
Women will soon be in charge of trillions in charitable capital, through divorce, inheritance and their own investments. Here's how to use your share for good.
By Julia Chu
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The Retirement Donor's Checklist: Key Deadlines by Gift Type
Retirees have some charitable contribution options that can help avoid spikes in income from RMDS and capital gains.
By Donna LeValley
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Kiplinger Retail Outlook: Consumer Spending Surprisingly Strong
Economic Forecasts E-commerce sales jumped again in October, but in-store sales benefited, as well.
By David Payne
Economic Forecasts -

When to Expect Your First Social Security Check of 2026
Social Security payments to retirees reflecting the 2.8% COLA will start arriving January 14.
By Donna LeValley
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What Is Term Life Insurance?
Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy.
By Paige Cerulli
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Are T-Mobile's Prepaid Perks a Home Run or a Strikeout?
T-Mobile's prepaid lineup promises MLB.TV, T-Mobile Tuesdays and hotspot data. But do the perks make it worth switching?
By Choncé Maddox
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Verizon Home Internet Is Offering Free Tech to New Customers
Verizon’s latest home-internet promotion includes free tech, but the real savings depend on pricing, speed needs and how long you stay.
By Paige Cerulli
