Features

If you're a retiree with a pension, treating taxes as a core part of your retirement strategy is the best way to keep your income sustainable for the long haul.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

The decision keeps marital status as a legal pricing factor in California, raising questions about how insurers set rates nationwide.

By Paige Cerulli

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules could come into play.

By Chrissy Paradis

When inheriting an annuity, a beneficiary who isn't a spouse can face a big tax bill. Choosing annuitization or the "stretch" option lets you soften the blow.

By Ken Nuss

Building long-term wealth isn't about finding the perfect investment. It's about avoiding common financial mistakes and focusing on consistent daily habits.

By Lindsay Martinez, CFP®

Many 401(k) millionaires fear running out of money in retirement. But they don't have to if they follow these six strategies.

By Donna Fuscaldo

Find out when you can expect your 2026 Social Security payments and the date you get paid when your scheduled day falls on a holiday.

By Donna LeValley

The average monthly Social Security check amount might surprise you. Here's a look at June's numbers and why they matter.

By Donna LeValley

As inflation persists, the 2027 Social Security COLA forecast has gone down from June's estimate of 3.8% to 3.6%.

By Donna LeValley

Do you live in this New England state with the heftiest check? Your Social Security benefit can be affected by where you live.

By Donna LeValley

Compare your average Social Security check with others of your age, and plan for the future.

By Donna LeValley

You can easily (more easily than you might think!) turn your appreciated stock into a family giving legacy — and bring your family closer at the same time.

By J. Whitfield Wilks, CFP®, JD/MBA

Fidelity is a Kiplinger Readers' Choice Award winner four years in a row. Here's why.

By Rachael Green

As these platforms expand, they're targeting an older, more affluent audience. But it pays to be wary of the hype.

By Kerri Anne Renzulli

Prepaying everyday bills is the easiest way for retirees to lock in savings without cutting back. Here are five recurring expenses to pay upfront.

By Donna Fuscaldo

Discover how a 69-year-old engineer can successfully convert a $1.2 million IRA to a Roth before RMDs begin. Learn about IRMAA, tax issues and legacy planning.

By Maurie Backman

Managing expenses effectively involves coordinating ABLE accounts, 529 plans and special needs trusts to support academic goals while protecting benefits.

By Mindy Neira, CFP®, ChSNC®

Profit-driven corporate environments can lead professionals to slowly abandon their ethical compass. Here's how a spouse might confront this moral drift.

By H. Dennis Beaver, Esq.

With their number expanding and their quality improving, here are five of the best options trading platforms for investors.

By Jared Hoffmann

When you retire, you lose more than a job — you lose daily connection. Here are actionable ways to keep your favorite colleagues in your life after you step away

By Kathryn Pomroy

investing Bond ratings measure the creditworthiness of your bond issuer. Understanding bond ratings can help you limit your risk and maximize your yield.

By Donna LeValley

Property Tax Looking for low living costs in the Buckeye State? Explore these ten Ohio counties with the lowest property tax bills.

By Kate Schubel

State Tax Ten states still tax groceries, but that figure is shrinking.

By Katelyn Washington

The best mutual funds capitalize on new trends that emerge year to year, all while offering low costs and solid management.

By Kyle Woodley

Are your assets accessible and structured to support health, mobility or cognitive issues? Waiting until care is needed can force decisions you might regret.

By Jesse Giordano, CFP®, CAP®, RLP®, CBEC®

Generous pensions can act as a safety net, but concentration risk and healthcare gaps still loom large for retirees. This week's Wealth Wise advice column breaks it down.

By Maurie Backman

Real estate developers wanting to exit but facing a hefty tax bill can transition into a diversified portfolio of Delaware statutory trusts via a 1031 exchange.

By Dwight Kay