Animal Crossing: 9 Personal-Finance Lessons From Nintendo's Hit Game

The video game Animal Crossing: New Horizons has become a sensation in short order.

(Image credit: Animal Crossing, Nintendo)

The video game Animal Crossing: New Horizons has become a sensation in short order. Released on March 20 for the Nintendo Switch console, ACNH allows players to explore a small island and make it their own. That includes seemingly mundane tasks like pulling weeds, catching bugs or chopping wood.

You might think a video game about chores sounds weird. And … well, it is. However, the ability to explore a virtual island has been a healthy escape for millions amid the coronavirus pandemic. Shut-in gamers eager for the latest entry in this already popular series racked up 5 million digital downloads of the title in March alone – a record for the most digital copies sold in a single month.

Besides, chores are just a means to an end. The real appeal isn't spending 20 minutes catching a dozen sea bass. It's selling those fish for bells – a currency you can use to customize the island and its appearance. You can build bridges, add rooms to your house and even design your own clothes. The sky is the limit, as long as you have the bells to fund your creative vision.

That means it's important to practice good financial discipline if you want to build your best life.

And believe it or not, the personal finance lessons learned in Animal Crossing: New Horizons translate pretty well to how you can practice good behaviors in the real world. Read on as we look at nine solid pieces of financial and investing advice you can reap from this blockbuster title.

Jeff Reeves
Contributing Writer,

Jeff Reeves writes about equity markets and exchange-traded funds for Kiplinger. A veteran journalist with extensive capital markets experience, Jeff has written about Wall Street and investing since 2008. His work has appeared in numerous respected finance outlets, including CNBC, the Fox Business Network, the Wall Street Journal digital network, USA Today and CNN Money.