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8 Rules for Raising Money Smart Kids


When I wrote my first column about kids and money in the 1990s, the hot topic was whether to buy Pump sneakers, one of the first items of kids' apparel with a price tag that passed the $100 mark. Two decades later, I found myself weighing in on whether to pay for LeBron X sneakers, which topped out at $270. While some challenges are a matter of degree, today's parents (and grandparents) are also wrestling with new quandaries that didn't even exist back in the '90s. Should they let teens spend with a prepaid card? What happens if kids run up charges on the family cell-phone bill? Should children be allowed to download games to Dad's iPad?


What I've learned from raising my own three children and speaking with thousands of other parents and kids over the years is this: The circumstances may change, but you are guaranteed to raise kids with sound financial values if you follow these eight guidelines.

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