Retirement

News, insights and expert analysis on retirement from the team at Kiplinger.

A red bucket with hundred-dollar bills in it, sitting by a window.

The Big Red Bucket Theory: A Financial Adviser's Simple Way to Visualize Your Retirement Plan

When you think about retirement, picture a big red bucket brimming with all the money you've saved. It's everything you've got, and it has to last you.

Ready to Retire? Your Five-Year Business Exit Strategy
How to Turn Your Retirement Dreams into Reality (Despite Your Fears)
IRS Income Tax Refund Schedule 2025: When Will Your Refund Arrive?

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Latest

Want To Retire at 65? See if You Can Answer These Five Questions

Daydreaming about retiring at 65? Use this checklist to see if you are ready.

Five Things to Consider Before Rolling Your 401(k) into a Roth IRA

Converting at least some of an old 401(k) to a Roth IRA can offer long-term tax benefits and retirement flexibility, especially if you anticipate being in a higher tax bracket later or wish to leave a tax-free legacy.

By Sean Kelly, Investment Adviser Representative Published 29 July 25
Higher Social Security Payments? The CPI-E Could Make it Happen

Some lawmakers have called for it to be used to determine COLA for Social Security payments, but would it make much of a difference?

By Donna Fuscaldo Published 28 July 25
Even Retirees Get a Case of the Mondays

Anxiety about the start of a new week isn't just experienced by those in the workforce. Retirees deal with it, too. Here's why it happens and strategies for dealing with it.

By Christy Bieber Published 28 July 25

Six Steps to Being Empowered and On Track: An Expert Financial Guide for Women

While most female investors feel on track with their financial goals and empowered by managing their investments, many regret not starting sooner. Here's how you can get started and take control of your financial future.

By Jeannie Bidner, CFP® Published 28 July 25
Selling Your Business? This Powerful Insurance Option Unlocks Multigenerational Wealth

Private placement life insurance (PPLI) offers almost unbelievable investment flexibility, estate planning and tax advantages. And it's completely legit.

By Jamie Carroll Published 28 July 25
These Habits Could Reveal Your Risk of Cognitive Decline

There's no reliable tool for predicting your risk of cognitive decline, but new research suggests one area of everyday behavior might contain early warning signs.

By Christy Bieber Published 27 July 25

How to Maximize Your Social Security Now That the One Big Beautiful Bill Is Law

When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues.

By Kimberley Threadgill, CFP®, CDFA® Published 27 July 25
I'm a Retirement Specialist: This Is How to Keep Your 401(k) on Track Amid Dire News Alerts

History shows that consistent, disciplined investing far outweighs any attempt at market timing, so focus on long-term growth and tune out the sky-is-falling news headlines.

By Mike Dullaghan, AIF® Published 27 July 25
Unlock Your Home Equity: Why Ending Capital Gains on Home Sales Would Be a Game Changer for Retirees

Many retirees who would like to sell their homes and downsize can't because of the tax hit. Ending capital gains on home sales would change all that.

By Donna LeValley Published 26 July 25