Should Retirees Continue to Invest? Yes, and Here’s How

You might have switched to the spending phase of your retirement plan, but that doesn’t mean you shouldn’t invest any longer, or plan for market volatility.

An older woman looks into the distance, clearly thinking.
(Image credit: Getty Images)

Investing is a smart financial move to make regardless of what stage you’re at in life. During your working years, the importance of investing in order to multiply savings for retirement seems like the ultimate goal.

We’re encouraged to open 401(k)s or Roth IRAs and begin contributing to those accounts as soon as possible. But what happens when we get to retirement? Should we still continue to invest?

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Jason “JB” Beckett
Founder, Beckett Financial Group

JB Beckett has been an adviser for 24 years and is the founder of Beckett Financial Group, a specialized financial firm that helps individuals and businesses in the Retirement Red Zone build Tax-smart Retirement Income Blueprints allowing them the freedom to overcome their concerns about inflation, market volatility and taxes to retire sooner.