Vaccines Medicare Covers for Free in 2025
The U.S. is experiencing an outbreak of measles and is on track to have the most whooping cough cases since 1948. These vaccines Medicare covers for free can keep you safe.
Did you know that Medicare fully covers many vaccines for its beneficiaries? Well, they do. All adult vaccines recommended by the Centers for Disease Control's (CDC) Advisory Committee on Immunization Practices are covered with no out-of-pocket costs. Your Medicare drug plan won't charge you a copayment or apply a deductible for vaccines you get, including shingles, whooping cough and tetanus.
This list of free vaccines is updated every year, so just because a particular one is on the list this year, it doesn't mean it will be on the list next year. If you are traveling outside of the country, you may want to consult the CDC's list of recommended vaccinations depending on your destination.
The CDC suggests that you make sure you are up to date with all of your routine vaccines. It also recommends that travelers get fully vaccinated against measles before visiting any international destination, as "the majority of measles cases imported into the United States occur in unvaccinated U.S. residents who become infected during international travel." You can see which countries in the world have reported measles outbreaks.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Routine vaccinations available without any out-of-pocket costs
Vaccine | Covered dosage | Age covered- 65 and over |
|---|---|---|
COVID-19 | 2 or more doses of 2024-2025 vaccine | Row 0 - Cell 2 |
Influenza | 1 dose annually | Row 1 - Cell 2 |
Tetanus, diphtheria, pertussis (Tdap or Td) | 1 dose Tdap, then Td or Tdap every 10 years thereafter. | Row 2 - Cell 2 |
1 dose | For adults with no evidence of immunity to measles, mumps, or rubella: | |
Chickenpox- Varicella (VAR) | 2 doses | For adults who do not have evidence of immunity. |
Shingles- Zoster recombinant (RZV) | 2 doses | Row 5 - Cell 2 |
Vaccine | Covered dosage | Age covered- 75 and over |
Respiratory Syncytial Virus (RSV) | Unvaccinated: 1 dose. Previously vaccinated: additional doses not recommended. | Row 7 - Cell 2 |
Covered vaccines that are given when necessary
Some vaccines are only recommended when a patient has a risk factor that makes the vaccination necessary. Those additional factors include: an underlying condition, increased risk from exposure or traveling to a country with a documented increased risk of exposure.
Pneumococcal (PCV15, PCV20,PCV21, PPSV23) | As determined by your doctor | Which vaccine you receive and when is based on your prior vaccination history |
Hepatitis A (HepA) | 2, 3, or 4 doses depending on vaccine | Note: Recommended vaccination for adults with an additional risk factor or another indication |
Hepatitis B (HepB) | 2, 3, or 4 doses depending on vaccine or condition | Notes: Recommended vaccination for adults who meet age requirement, lack documentation of vaccination, or lack evidence of immunity Recommended vaccination for adults with an additional risk factor or another indication |
Meningococcal A, C, W, Y (MenACWY) | 1 or 2 doses depending on indication | Notes: Recommended vaccination for adults with an additional risk factor or another indication |
Meningococcal B (MenB) | 2 or 3 doses depending on vaccine and indication | Notes: Recommended vaccination for adults with an additional risk factor or another indication |
Haemophilus influenzae type b (Hib) | 1 or 3 doses depending on indication | Note: Recommended vaccination for adults with an additional risk factor or another indication |
Mpox | 2 doses | Note: Recommended vaccination for adults with an additional risk factor or another indication |
Pollio- Inactivated poliovirus (IPV) | Complete 3-dose series if incompletely vaccinated. | Note: Most adults have likely already been vaccinated against poliovirus during childhood.- If you are traveling to a country where there is a documented increased risk of exposure to poliovirus. Ask your healthcare provider if you need a booster. |
Get the most from this free benefit
Original Medicare and Medicare Advantage beneficiaries have access to routine vaccinations for no additional costs. Check the recommended list of vaccinations yearly, as the list is updated annually. If you are traveling, check to see if any destination-specific vaccines and medicines are covered.
The CDC updates a list of Travel Health Notices to keep you apprised of global health risks during outbreaks and how to travel safely.
If you have a chronic illness, disability, or a weakened immune system, consider getting travel insurance. Why? Original Medicare and most Medigap and Medicare Advantage policies do not offer comprehensive coverage outside of the U.S. Medicare defines the term “outside the U.S.” to mean anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Northern Mariana Islands.
Related Content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.
-
3 Ways to Stretch the 2026 Social Security COLA For Your BudgetThree steps retirees can take to stretch the Social Security COLA to fit their budgets.
-
How to Keep Your Charitable Giving Momentum Going All YearInstead of treating charity like a year-end rush for tax breaks, consider using smart tools like DAFs and recurring grants for maximum impact all the year.
-
Uber Takes Aim at the Bottom Lines of Billboard LawyersUber has filed lawsuits and proposed a ballot initiative, in California, to curb settlements it claims are falsely inflated by some personal injury lawyers.
-
3 Ways to Stretch the 2026 Social Security COLA For Your BudgetThree steps retirees can take to stretch the Social Security COLA to fit their budgets.
-
Giving Tuesday Is Just the Start: An Expert Guide to Keeping Your Charitable Giving Momentum Going All YearInstead of treating charity like a year-end rush for tax breaks, consider using smart tools like DAFs and recurring grants for maximum impact all the year.
-
6 Jimmy Buffett Lyrics Every Retiree Should Live ByNo, it's not just Parrotheads who can learn something from the legendary rocker.
-
A Financial Adviser's Health Journey Shows How the 'Pink Tax' Costs WomenFact: Women pay significantly more for health care over their lifetimes. But there are some things we can do to protect our health and our financial security.
-
Show of Hands: Who Hates Taxes? The Best Time to Plan for Them Is Right NowBy creating a tax plan, you can keep more of what you've earned and give less to Uncle Sam. Here's how you can follow the rules and pay only your fair share.
-
'Smart' Estate Planning Can Cause Huge Problems: An Expert Unravels Popular MythsSometimes no plan at all could be better than making these unfortunate mistakes. Don't let your best intentions mess things up for your heirs.
-
The ‘Common Man’ Rule of Retirement SpendingThe 'Common Man' rule is for the 'armchair' retiree. It’s a conservative way to live comfortably and leave the rest to heirs.
-
Are You Prepared to Live Longer? MIT AgeLab Answers QuestionsA new measure of longevity readiness indicates that for many Americans, the answer is no — and suggests what is needed to get on track.