New Grads: What to Know Before Your First Real Job

Just graduating or switching careers? Get your finances off to a fresh start at the same time with a few key considerations to navigate this transition.

Graduates in blue graduation gowns and mortar boards at their graduation ceremony.
(Image credit: Getty Images)

Entering the workforce for the first time marks a significant milestone in one's life journey. With the thrill of newfound independence comes a set of responsibilities, particularly in managing finances. Whether you're a recent graduate or transitioning from another phase of life, laying a solid financial foundation is extremely important.

Before embarking on this exciting journey, it's crucial to consider several key financial aspects to ensure a smooth transition into the professional realm.

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Justin Stivers, Esq.
Estate Planning Attorney, Stivers Wealth

Justin B. Stivers was born in Florida but raised in Knoxville, Tenn. He pursued his undergraduate education at Appalachian State University in Boone, N.C. After graduating, Justin served three years in the United States Peace Corps, living in a rural coffee farming community in Honduras. This experience not only enriched his life but also helped him become fluent in Spanish. Upon completing his service in Honduras, Justin attended law school at the University of Miami in Miami, Fla. He lived in Miami for the next 15 years, during which he built a successful estate planning law firm. In this role, Justin helped families plan for their futures, feeling a sense of accomplishment and service.