FSA or HSA-Eligible Amazon Prime Deals You Can Shop Now
Double down on savings by taking advantage of these FSA or HSA-eligible early Prime deals. Save on the smart rings, air purifiers, baby gear and more.
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Amazon Prime Big Deal Days officially kicks off on October 7, but you can already start shopping early Prime deals today. One of the best-kept secrets during the major savings event is Amazon's FSA store.
Amazon offers hundreds of FSA or HSA eligible items on its platform, and the FSA storefront makes it easy to browse through everyday essentials like supplements and over-the-counter medicines to surprisingly eligible items like fitness trackers or massagers.
To maximize your savings, I've rounded up the best Prime deals on FSA or HSA-eligible products I can find this October, as someone who writes about deals for a living. Between the deep discounts on these deals and the tax-free dollars you use to pay for them, you can stack savings during one of Amazon's biggest sales event of the year.
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Start your 30 day free trial of Amazon Prime today so you can shop the deals during Amazon Prime Day 2025. You'll still have time left after the sale to decide if you want to keep the membership.
Tips for shopping FSA or HSA eligible items on Prime Big Deal Days
While there are hundreds of FSA or HSA-eligible items available on Amazon, there are some important guidelines to keep in mind as you shop these early Prime deals – or when you're shopping for FSA/HSA-eligible items in general.
Here's what to remember:
- Buy the eligible items separately. Don't combine them with any non-eligible deals you're eyeing. If you're ever audited by the IRS, only eligible products should show up in your expense history.
- Some items may require a medical diagnosis before they're eligible. Before clicking "place order" on anything, check with your HSA or FSA administrator to make sure an expense is covered.
- Shop Amazon's FSA store or click the "FSA or HSA eligible" filter to easily filter products on Amazon's marketplace to display the ones you’d be able to use your FSA or HSA funds for.
- The FSA contribution limit for 2025 is $3,300, while the HSA contribution limit for 2025 is $4,300 for individuals.
Early Prime deals on FSA or HSA-eligible wearables
One of the coolest ways to use up any unused FSA/HSA funds is to splurge on smart tech that can help you monitor your health or prevent problems later in life.
Here are some Amazon Prime Day deals on FSA or HSA-eligible wearables you can shop now:
- Oura Ring Gen3, $199 (originally $264)
- Oklar Blood Pressure Wrist Monitor, $29 (originally $40)
- Garmin HRM-Fit Chest Heart Rate Monitor, $127 (originally $150)
- Sony CRE-C10 Self-Fitting OTC Hearing Aids, $498 (originally $700)
- Emay SleepO2 Wrist Recording Pulse Oximeter, $80 (originally $99)
Amazon Prime Day deals on wellness tech
From home air purifiers to help you breathe better to foot massagers to help you recover after a long day, these Prime Day deals help you save on health and wellness boosting tech for your home.
See what's available now:
- Oral-B Water Flosser Advanced, $65 (originally $90)
- BOB AND BRAD Back Massager with Heat, $60 (originally $80)
- CARESKY Shiatsu Foot Massager with Heat and Remote, $136 (originally $170)
FSA or HSA-eligible baby essentials to shop before Prime Day ends
With prices on baby essentials rising due to tariffs, grabbing a couple of these FSA or HSA eligible baby items while they're on sale for Prime Day is an easy way to show the new parents in your life you care.
Here are baby purchases with deals:
- Nanit Essentials Smart Baby Monitor, $228 (originally $400)
- KissboboHands Free Breast Pump with Storage Bag, $63 (originally $90)
- Sense-U Smart Sock Baby Heart Rate Monitor, $170 (originally $200)
Whether you've been eyeing a new Oura Ring or you just need to stock up your medicine cabinet, these FSA or HSA-eligible Prime Day deals are a great way to save on your shopping list.
You can use pre-tax dollars to buy them and stretch those dollars further by taking advantage of some of the best deals available all year. Just remember to avoid tax headaches later by doing your FSA/HSA shopping separately from any other Prime Day deal hunting you have planned.
Get more consumer insights, shopping tips and other personal finance news straight to your inbox. Subscribe to our daily newsletter, A Step Ahead.
Related content
- These Prime Day Deals Also Qualify for Disappearing Tax Credits
- Is Amazon Prime Worth It?
- Here's Why Walmart Deals is Better Than Amazon Prime Day
- The Anti-Prime Day Deals Guide to Everyday Essentials Worth Stocking Up on at Walmart, Target and Sam's Club
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Rachael Green is a personal finance eCommerce writer specializing in insurance, travel, and credit cards. Before joining Kiplinger in 2025, she wrote blogs and whitepapers for financial advisors and reported on everything from the latest business news and investing trends to the best shopping deals. Her bylines have appeared in Benzinga, CBS News, Travel + Leisure, Bustle, and numerous other publications. A former digital nomad, Rachael lived in Lund, Vienna, and New York before settling down in Atlanta. She’s eager to share her tips for finding the best travel deals and navigating the logistics of managing money while living abroad. When she’s not researching the latest insurance trends or sharing the best credit card reward hacks, Rachael can be found traveling or working in her garden.
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