This article reviews Amazon credit cards, including Prime Visa and Amazon Visa. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Rates and terms checked as of January 3, 2025.
If you're looking to save money on your holiday shopping, this is a deal too good to pass up. Prime Visa, an Amazon credit card from Chase Bank, offers a welcome bonus of $100.
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All you have to do is have an Amazon Prime account, apply through their website and upon approval, you'll receive a $100 gift card loaded onto your Amazon account. Use this gift card for holiday shopping or to treat yourself.
Prime Visa: An Amazon credit card
In addition, the card now enables cardholders to earn 10% back on a rotating selection of items and categories on Amazon.com with an eligible Prime membership.
Prime Visa is a solid rewards credit card for those who frequently shop at Whole Foods, Amazon Fresh or Amazon.com. Amazon recently sweetened the deal for its Prime members, offering 10 cents off every gallon of gas.
Amazon credit card rewards breakdown
With the Prime Visa card, you earn on purchases made through Chase Travel, as well as on local transit and commuting. Here’s a breakdown of the Prime Visa card’s rewards structure.
- Get a $100 Amazon Gift Card instantly upon approval, exclusively for Prime members. You can use this gift card for holiday shopping or to treat yourself.
- Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership.
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership.
- Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership.
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare).
- Earn unlimited 1% back on all other purchases.
The fine print
- Welcome offer: Get a $100 Amazon Gift Card instantly upon approval, exclusively for Prime members.
- APR: 19.49% - 28.24% variable for purchases.
- Redemption: Points are unlimited and never expire as long as your account is open. You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash and gift cards and more. To get the 5% back on travel purchases, book your reservations using the Prime Visa card through Chase Travel℠. You may combine these points with those earned on other Chase travel cards, like the Chase Sapphire Preferred card.
Prime members can boost their savings
If you are a dedicated Amazon Prime shopper, there are several ways you can leverage this credit card for further savings. Check out our list of the best Amazon Prime benefits.
Don't want to pay for Prime?
There's a card for consumers who enjoy shopping at Amazon, Whole Foods, and related companies but don't want to pay for a Prime membership. Chase's Amazon Visa credit card will give you up to 3% cash back at Amazon.com, slightly more than the 2% back offered by a typical cash back credit card. The welcome offer for this card, however, is only $50. The Amazon Visa credit card's variable APR is 19.49%–28.24% and there is no annual fee. While this might sound like a good deal, you should check out our roundup of the best cash back cards for groceries and shopping.
Related content
- How Much Does Amazon Prime Cost (And Is It Worth It?)
- The Best Credit Card Bonuses for New Cardholders
- Best Airline Credit Card Bonuses with a Free Ticket
As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
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