Amazon Credit Card Delivers $100 Intro Offer

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last updated 17 November 2023

This article only reviews Amazon credit cards, including Prime Visa and Amazon Visa. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers.

Rates checked as of December 5, 2023.

Prime Visa, an updated Amazon credit card from Chase Bank, is offering a welcome bonus of $100 for new cardholders. Prime Visa is a solid rewards credit card for those who frequently shop at Whole Foods, Amazon Fresh or Amazon.com.

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Prime Visa: An Amazon credit card

Prime Visa credit card

The card comes with a new $100 intro bonus and as the name suggests, to open the card you’ll need to have an Amazon Prime subscription. An Amazon Prime membership costs $139 per year or $14.99 per month. Besides the required Prime subscription, the card has no annual fee.

The card may only be linked to one Amazon account. So, if your household has multiple Amazon accounts, be sure to keep track of which one is linked to the card, or you may forfeit the 5% back on Amazon purchases.

Rewards Rate: With the Prime Visa card, you earn on purchases made through Chase Travel, as well as on local transit and commuting. Here’s a breakdown of the Prime Visa card’s rewards structure.

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership.
Prime Card Bonus: Earn 10% back or more on a rotating selection of products and categories at Amazon.com.
Earn unlimited 5% back on purchases made through Chase Travel, with an eligible Prime membership.
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare).
Earn unlimited 1% back on all other purchases.

Welcome offer: Get a $100 Amazon Gift Card (or more) instantly upon approval exclusively for Prime members.

APR: 19.49% to 27.49% variable for purchases.

Redemption: Points are unlimited and never expire, as long as your account is open. You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash and gift cards and more. To get the 5% back on travel purchases, book your reservations using the Prime Visa card through the Chase Ultimate Rewards® travel portal. You may combine these points with those earned on other Chase travel cards, like the Chase Sapphire Preferred card.

Don't want to pay for Prime membership? Chase's Amazon Visa credit card will give you up to 3% cash back at Amazon.com, slightly more than the 2% back offered by a typical cash back credit card. The welcome offer for this card, however, is only $50. The Amazon Visa credit card's variable APR is 19.49% to 27.49%. See rates and fees.

Disclaimer

As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.

Ellen writes and edits personal finance stories, especially on credit cards and related products. She also covers the nexus between sustainability and personal finance. She was a manager and sustainability analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies and led corporate engagements. Before joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from the U.C. Berkeley in international relations and Latin America.