Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Best Money Market Accounts — February 2026
Savings Money market accounts offer the flexibility of checking accounts while helping you earn up to 4.00% APY.
By Sean Jackson
Savings -
3 Reasons to Use a 5-Year CD As You Approach Retirement
A five-year CD can help you reach other milestones as you approach retirement.
By Sean Jackson
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The Cost of Leaving Your Money in a Low-Rate Account
Why parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
By Choncé Maddox
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The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo
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Best No-Fee High-Yield Savings Rates: February 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Best High-Yield Savings Accounts February 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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4 Psychological Tricks to Save More in 2026
Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
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Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers?
Here's a look at how Warsh could influence future Fed policy if he's confirmed.
By Sean Jackson
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After the Fed Meeting, 7 High-Yield Savings Accounts Worth Your While
The Fed didn't cut rates at its January meeting, giving savers more time to secure rates as high as 4.35% APY.
By Sean Jackson
