Minimum IRA Distribution Calculator: What Is My Minimum Required IRA Distribution?
Tool | Updated for 2020

Calculate Your Required Minimum Distribution From IRAs

Determine your mandatory minimum distributions from a traditional IRA.

This calculator makes it easy to compute your mandatory minimum distributions from a traditional IRA, which start when you hit age 70½ if you were born before July 1, 1949, and age 72 if you were born on or after July 1, 1949. (The change in age was part of the SECURE Act, which was enacted in December 2019.) All you need is your age at the end of 2020 and the total balance of your traditional IRA accounts as of December 31, 2019. Do not include balances from Roth IRAs.

(If you're married and your spouse is more than ten years younger than you are — and is named as the sole beneficiary on at least one of your IRAs — the RMD will be less than what this calculator shows. See IRS Publication 590-B for details.)

Age at the end of this year:

Balance of your IRAs: