How to Find the Best 401(k) Investments

Many folks are likely wondering how to find the best 401(k) investments after signing up for their company's retirement plan. Here's where to get started.

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(Image credit: Getty Images)

Have you ever wondered how to find the best 401(k) investments? If you work for a company, most likely you have access to a 401(k) retirement plan. But for many people, this corporate benefit did not come with much explanation – you were either handed a thick folder or received an email with instructions on how to join the company's 401(k), along with the name and email of a contact in HR for any questions.

The result of folks not knowing how to find the best 401(k) investments is that they are not maximizing the benefits of their retirement plan. That's unfortunate because 401(k)s are an easy way to accumulate wealth and is a source of free funds; most employers match their workers' contributions up to typically 6% of their pay. 

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Deborah Yao
Contributing Writer,

Deborah Yao is an award-winning journalist, editor, and personal finance columnist who has held editorial roles at Kiplinger, The Wharton School, Amazon, The Associated Press, S&P Global (SNL Kagan) and MarketWatch. She specializes in writing and editing articles on finance and technology, with particular expertise in the areas of stock analysis, monetary policy, fintech, blockchain, macroeconomics, financial planning, taxes, among others. She has been published in The New York Times, USA Today, CBS News, ABC News, Wharton Magazine, and many other news outlets.