required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Starting at age 73, Uncle Sam requires taxpayers to draw down their retirement account savings through RMDs — annual required minimum distributions. And not only do you need to calculate how much must be withdrawn each year, but you must also pay the tax on the distributions. If you'd like to know more about the basic rules, start with our beginner's guide: everything you should know about RMDs then work your way through our other features and guides on smart strategies to minimize taxable distributions and make the most of the money that you must withdraw.
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Two Alternatives to Required Minimum Distributions (RMDs)
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How to Calculate RMDs (Required Minimum Distributions)
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New RMD Rules: Starting Age, Penalties, Roth 401(k)s, and More
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Avoid Estimated Tax Payments in Retirement With RMD Withholding
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Required Minimum Distributions (RMDs): Rules, Deadlines, and Important Changes to Know
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Ask the Editor, May 9 — Reader Questions on QCDs
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April RMD? Five Tax Strategies to Manage Your 2025 Income
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