required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Latest
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Retirement Tips for 2024 From Five Retirement ExpertsFrom Rothifying IRAs to navigating changing tax laws, these fiduciary advisers share the recommendations they’re making to their clients this year.
By Pam Krueger
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Do You Have at Least $1 Million in Tax-Deferred Investments?If the answer is yes, then this article is for you. Find out how you can keep more of that $1 million for yourself and away from Uncle Sam.
By Joe F. Schmitz Jr., CFP®, ChFC®
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Three Ways You Can Cut the Tax Stress of RMDsYou have to take them, but there are strategies you can apply to prevent required minimum distributions (RMDs) from stressing you out in retirement.
By Robert A. Guy, RICP®
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Three Ways You Can Take Advantage of Extended RMD AgesThe extra time, thanks to the SECURE 2.0 Act, can be used to plan Roth conversions, consider tax breaks like qualified charitable distributions (QCDs) and reduce taxable accounts sooner at lower tax rates.
By Chris Heerlein, Investment Adviser Representative
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What if You Don’t Need the Money From Your RMD?New rules affect the age when you have to take your RMDs and what the penalty is if you mess up. There are also options to delay or avoid taking them.
By Evan T. Beach, CFP®, AWMA®
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One Key Rule for Understanding 2023 RMDsRMDs Required minimum distribution (RMD) rules can be confusing, but there is a guideline that can help.
By Kelley R. Taylor
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Don’t Let the 'Widow's Penalty' Blindside You: How to PrepareIf one spouse passes away, the surviving spouse could pay nearly double the amount of income taxes. Are you planning for this?
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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A One-Time Financial Plan: Valuable or Dangerous?Financial planning is not a set-it-and-forget-it exercise. While a one-time plan can help in the moment, ongoing financial planning rolls with your changes.
By Pam Krueger
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How Is Your Post-Retirement Stacking Up? Three Key QuestionsFinancial planning doesn’t stop at retirement, so it’s important to keep track of how much income you actually need, what your income sources are and more.
By Chuck Cavanaugh
