required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Latest
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New RMD Rules: Can You Pass This Retirement Distributions Tax Quiz?
Quiz Take our RMD quiz to test your retirement tax knowledge. Learn about RMD rules, IRS deadlines, and tax penalties that could shrink your savings.
By Kelley R. Taylor
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I'm a Financial Planner: How You Can Get Started With RMDs
The IRS will come knocking for its share of your tax-deferred retirement savings when you hit 73, but planning ahead for RMDs will ensure you're ready.
By Eric Heckman, CFP®, ChFC®, CLU®, CRTP
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Required Minimum Distributions (RMDs): Rules, Deadlines, and SECURE 2.0 Changes
RMDs Here are some basics to know about RMDs and how these distributions can impact your taxes.
By Kelley R. Taylor
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Seven Moves for High-Net-Worth People Before End of 2025
It's time to focus on how they can potentially reduce their taxes, align their finances with family goals and build their financial confidence for the new year.
By Brooke Jackson, CFP®
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I have to take a $22,000 RMD by the end of the year, and I don't need the money. What should I do with it?
We ask financial experts for advice.
By Maurie Backman
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Two Alternatives to Required Minimum Distributions (RMDs)
required minimum distributions (RMDs) If the thought of paying taxes on your RMDs is stressing you out, consider these two options to save on taxes and anxiety.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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How to Calculate RMDs (Required Minimum Distributions)
Tools Understand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.
By Kathryn Pomroy
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Eight Things No One Tells You About Retirement
Making Your Money Last As you advance toward retirement, it's a good idea to start sharpening the focus of your retirement vision.
By Rachel L. Sheedy
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Avoid Estimated Tax Payments in Retirement With RMD Withholding
RMDs If you don't need the money to live on, wait until December to take your RMD, and ask the sponsor to withhold a big chunk for the IRS.
By Kevin McCormally
RMDs
