required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Latest
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How to Avoid Being Buried by the Tax Avalanche in RetirementAll that cash you have in tax-deferred accounts could launch you into a higher tax bracket when you start withdrawals. It's time to protect your income.
By Brian O. Butler, CRPC®, CPFA®, CEPA®
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The $183,000 RMD Shock: Why Roth Conversions Can Be RiskyConverting retirement funds to a Roth is a smart strategy for many, but the older you are, the less time you have to recover the tax bite from the conversion.
By Mark Kennedy
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The Retirement Donor's Checklist: Key Deadlines by Gift TypeRetirees have some charitable contribution options that can help avoid spikes in income from RMDS and capital gains.
By Donna LeValley
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Year-End RMDs: 10 Ways to Invest, Spend or Donate ThemThe deadline for taking Required Minimum Distributions (RMDs) is December 31. And yes, shopping or travel might be in order.
By Adam Shell
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I want to give my 3 grandkids $5K each for Christmas.You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
By Maurie Backman
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Ask the Editor: IRAs, 401(k)s and RMDsAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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5 RMD Mistakes That Even Seasoned Retirees Can MakeThe five biggest RMD mistakes retirees make show that tax-smart retirement planning should start well before you hit the age your first RMD is due.
By Jeremy Keil, CFP®, CFA®, CKA®
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New RMD Rules: Starting Age, Penalties, Roth 401(k)s, and MoreRMDs The SECURE 2.0 Act makes major changes to the required minimum distribution rules.
By Rocky Mengle
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New RMD Rules: Can You Pass This Retirement Distributions Tax Quiz?Quiz Take our RMD quiz to test your retirement tax knowledge. Learn about RMD rules, IRS deadlines, and tax penalties that could shrink your savings.
By Kelley R. Taylor
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