required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Latest
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Will You Pay Higher Taxes in Retirement?Your Social Security income and RMDs will most likely combine to deliver a tax torpedo, but there are ways to reduce your income in retirement to pay less tax.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Here’s a Way to Save Social Security and Defer RMDsPeople who don’t need Social Security benefits could opt out of receiving them in exchange for not being forced to take required minimum distributions.
By Chris Heerlein, Investment Adviser Representative
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Lower Taxes on Required Minimum DistributionsTax Breaks Congress has given retirees more time to take required distributions from their retirement accounts. But postponing withdrawals could cost you a lot of money.
By Sandra Block
Tax Breaks -
The Downside of Delaying RMDsThanks to the SECURE 2.0 Act, the age for required minimum distributions is going up. However, don't automatically assume you'll benefit from this change.
By Jackie Stewart
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2 Ways Retirees Can Defuse a Tax Bomb (It’s Not Too Late!)If you’re retired and find yourself sitting on a “tax bomb,” you may think there’s nothing you can do. But two strategies could seriously reduce your taxes in retirement.
By David McClellan
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An RMD Deadline is Approaching Quickly – And Missing It Could Cost You Big BucksIf you're age 72 or older, take your required minimum distribution now to avoid a big penalty or a double-dip next year.
By Rocky Mengle
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6 RMD Changes We Could See This YearMaking Your Money Last Congress is considering two bills that would make major changes to required minimum distributions. Could your RMDs be affected?
By Rocky Mengle
Making Your Money Last -
How to Defuse a Retirement Tax Bomb, Starting With 1 Simple Moverequired minimum distributions (RMDs) There’s an easy and effective way savers can minimize the damage of a retirement tax bomb. It all starts with making one simple shift in your retirement savings contributions.
By David McClellan
required minimum distributions (RMDs) -
Using Asset Location to Defuse a Retirement Tax Bombrequired minimum distributions (RMDs) Investors can set themselves up for lower tax bills in retirement using a strategy few folks are familiar with: asset location. The idea behind it is simple, but implementing it can be a bit tricky.
By David McClellan
required minimum distributions (RMDs)
