required minimum distributions (RMDs)
News, insights and expert analysis on required minimum distributions rmds from the team at Kiplinger.
Latest
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Three Ways You Can Cut the Tax Stress of RMDs
You have to take them, but there are strategies you can apply to prevent required minimum distributions (RMDs) from stressing you out in retirement.
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Three Ways You Can Take Advantage of Extended RMD Ages
The extra time, thanks to the SECURE 2.0 Act, can be used to plan Roth conversions, consider tax breaks like qualified charitable distributions (QCDs) and reduce taxable accounts sooner at lower tax rates.
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What if You Don’t Need the Money From Your RMD?
New rules affect the age when you have to take your RMDs and what the penalty is if you mess up. There are also options to delay or avoid taking them.
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One Key Rule for Understanding 2023 RMDs
RMDs Required minimum distribution (RMD) rules can be confusing, but there is a guideline that can help.
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Don’t Let the 'Widow's Penalty' Blindside You: How to Prepare
If one spouse passes away, the surviving spouse could pay nearly double the amount of income taxes. Are you planning for this?
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A One-Time Financial Plan: Valuable or Dangerous?
Financial planning is not a set-it-and-forget-it exercise. While a one-time plan can help in the moment, ongoing financial planning rolls with your changes.
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How Is Your Post-Retirement Stacking Up? Three Key Questions
Financial planning doesn’t stop at retirement, so it’s important to keep track of how much income you actually need, what your income sources are and more.
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Stressing About RMDs? Two Ways to Reduce or Even Eliminate Them
If looming taxes on required minimum distributions (RMDs) are keeping you awake at night, consider transferring money to a QLAC or converting to a Roth IRA.
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Five Tax Moves Retirees Should Consider Before Dec. 31
Now is the prime time to start thinking about optimizing your Roth conversions, RMDs, capital gains, Medicare premiums and charitable giving before the end of the year.
