Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For
Builder credits and below-market mortgage rates can ease affordability pressures, but the savings often come with trade-offs buyers should understand before signing.
By Choncé Maddox
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
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My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a Point
A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.
By Choncé Maddox
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Five Ways to Shop for a Low Mortgage Rate
Becoming a Homeowner Mortgage rates are high this year, but you can still find an affordable loan with these tips.
By Daniel Bortz
Becoming a Homeowner -
Rising Home Prices and Mortgage Rates Can Make This Insurance More Relevant
It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.
By Ella Vincent
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How Much Income You Really Need to Afford a $500,000 Home
As home prices increase, the income needed for a house is also climbing. We break down what you need to earn to afford a $500,000 home.
By Paige Cerulli
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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