Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Mortgage Rates Are Rising Again — Here's What You Should Do
Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance.
By Choncé Maddox
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HELOC Rules Are Changing in 2026
New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.
By Paige Cerulli
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The Best Week to Sell Your Home in 2026 Could Boost Your Price
New data reveal the best week to sell your home in 2026 and how timing could boost your sale price.
By Choncé Maddox
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How the Federal Reserve Affects Mortgage Rates — and What It Means for Homebuyers in 2026
Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
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Why Billionaires Like Elon Musk and Mark Zuckerberg Borrow Instead of Paying Cash for Homes
Some of the wealthiest Americans opt for mortgages as a strategic way to preserve liquidity, leverage investments and reduce tax exposure.
By Laura Gariepy
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Americans, Even With Higher Incomes, Are Feeling the Squeeze
A 50-year mortgage probably isn’t the answer, but there are other ways to alleviate the continuing sting of high prices
By Penelope Wang
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What Is an Assumable Mortgage and Could It Save You Thousands?
With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work.
By Choncé Maddox
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What Home Equity Is and Why It's a Valuable Long-Term Investment
Understanding what home equity is and why it's such a valued long-term investment.
By Donna LeValley
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
real estate
