Stacy Francis, CFP®, CDFA®, CES™

Stacy Francis, CFP®, CDFA®, CES™

President & CEO, Francis Financial Inc.

Stacy Francis is the President and CEO of Francis Financial Inc., a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing comprehensive advice for successful individuals, couples and women in transition, such as divorce or widowhood. Stacy has over 20 years of experience in the industry. She attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial Planner™ (CFP®) designation. Stacy is also a Certified Divorce Financial Analyst® (CDFA®) as well as a Certified Estate and Trust Specialist (CES™). Stacy has mastered specialized training in the financial issues of divorce and is the Director of the Association of Divorce Financial Planners (ADFP) Greater New York Metro Chapter.

Stacy is the founder of Savvy Ladies™, a nonprofit that has helped over 15,000 women through free financial counseling, workshops and retreats.

Phone: 212.374.9008 | E-mail: clientrelations@francisfinancial.com | Website: www.francisfinancial.com | Facebook: www.facebook.com/FrancisFinancialInc | LinkedIn: www.linkedin.com/company/francisfinancialinc

They Lost a Spouse but Bounced Back: 5 Women’s Financial Stories
A woman smiles as she is surrounded by four other smiling women.
Women & Money

They Lost a Spouse but Bounced Back: 5 Women’s Financial Stories

A look at how five widows got their financial lives in order and got to a better, brighter, more empowered place. They did it, and so can you.
September 20, 2022
Should I Hire an Estate Planning Attorney Now That I Am a Widow?
A woman has a thoughtful look on her face.
estate planning

Should I Hire an Estate Planning Attorney Now That I Am a Widow?

Many estates are simple enough where no help is needed, but there are several situations where anyone would be much better off getting some profession…
July 5, 2022
The Haves-vs.-Have-Nots Problem Won’t Go Away Without Doing This
A mans feet seen from the knee down: One leg wears dress pants and polished work shoes, and the other torn jeans and sandals with holes in them.
personal finance

The Haves-vs.-Have-Nots Problem Won’t Go Away Without Doing This

We need to work on improving our financial literacy – especially when it comes to women and children. Here are some ways to work toward that important…
May 8, 2022
3 Start-Small Financial Goals for Every Woman
A closeup of a woman's face, highlighting one eye.
Women & Money

3 Start-Small Financial Goals for Every Woman

Getting control of your finances is a big task, but you can always start small. Three mindful steps could get you on the right path.
March 30, 2022
Russia’s War on Ukraine: An Economic Explainer for U.S. Investors
Two chess pieces with the flags of Russia and the U.S.
investing

Russia’s War on Ukraine: An Economic Explainer for U.S. Investors

Will sanctions against Russia work? How? Will they drastically impact the stock markets and U.S. investors for a long time? Experts weigh in with answ…
March 17, 2022
For Widows: 3 Life-Changing Financial Resolutions
A woman stands in a field in the sunshine and takes a deep breath.
personal finance

For Widows: 3 Life-Changing Financial Resolutions

Build your confidence along with your balance sheet by following these three financial resolutions just for widows.
January 30, 2022
What Is the Best Way for a Widow to Use Life Insurance Proceeds?
A woman wearing all black sorts through some financial documents.
life insurance

What Is the Best Way for a Widow to Use Life Insurance Proceeds?

There are many options, but the best use of the money is different for each widow and her unique circumstances.
December 17, 2021
Am I Responsible for Paying Off My Deceased Husband’s Debt?
A notebook with a yellow Post-It Note bearing multiple question marks and a big exclamation point.
debt management

Am I Responsible for Paying Off My Deceased Husband’s Debt?

You may be off the hook as some debts — including even certain types of credit card charges — are forgiven at death. However, others linger much longe…
November 28, 2021
Women Who Bring Home the Bacon Are STILL the Ones Frying It Up in a Pan
An illustration shows a woman with many arms frantically cooking, working and caring for a baby at the same time.
personal finance

Women Who Bring Home the Bacon Are STILL the Ones Frying It Up in a Pan

Sad but true: Female breadwinners are often overburdened at home. But it doesn’t have to be that way. Here are tips (from a divorce expert who’s seen …
November 3, 2021
Want to Save on Taxes? Consider a Divorce!
An older man looks up from papers with an enigmatic smile on his face as his wife stands in the background.
Divorce

Want to Save on Taxes? Consider a Divorce!

Oh, the irony: President Biden’s American Families Plan could make divorce more appealing for some high-earning married couples. The tax plan amplifie…
October 18, 2021
Women Who Make More Than Their Husbands Should Watch Out
A successful woman at work looks over her shoulder.
Divorce

Women Who Make More Than Their Husbands Should Watch Out

Their husbands are more likely to cheat, and they are much more likely to face divorce. Two divorce experts weigh in on why and what to do about it.
August 18, 2021
In a Divorce, What Is Marital Property vs. Separate Property?
A piggy bank is surrounded by money.
Divorce

In a Divorce, What Is Marital Property vs. Separate Property?

It can be a big problem for wealthy couples and those who have been married a long time: What happens when the boundary between separate assets and ma…
July 6, 2021
Widows Move Forward on Their Own – But Not Alone
Woman does yoga on a lakeside dock
personal finance

Widows Move Forward on Their Own – But Not Alone

Taking the right first steps and finding the right financial help can make a big difference during a difficult transition.
June 2, 2021
Is Your Spouse a Financial Bully? Subtle Signs of Abuse to Watch for
A woman holds up her outstretched hand in a "No!" gesture.
personal finance

Is Your Spouse a Financial Bully? Subtle Signs of Abuse to Watch for

Does your spouse sabotage your career or demand you tell them about all your purchases? These are signs they are trying to control you through money. …
May 14, 2021
Bill and Melinda Gates End Their Marriage, But Their Inspiration Lives on
Bill and Melinda Gates walk together.
Divorce

Bill and Melinda Gates End Their Marriage, But Their Inspiration Lives on

Their shared commitment to giving inspired others — including me — to give big, too. I formed the non-profit Savvy Ladies to help women take financia…
May 5, 2021
‘Gray Divorce’ Rates Are Exploding Due to This Perfect Storm
Storm clouds gather over a meadow.
Divorce

‘Gray Divorce’ Rates Are Exploding Due to This Perfect Storm

Here’s why divorce rates among those 50 and older are booming … and what women can do to recover and rebound.
April 12, 2021
What to Do to Protect Your Finances When Your Spouse Has a Gambling Problem
A stack of gambling chips tumbles over.
Divorce

What to Do to Protect Your Finances When Your Spouse Has a Gambling Problem

If it comes down to divorce, don’t let your financial future be a roll of the dice. Take action quickly to regain a measure of control and limit your …
March 23, 2021
How to Divorce a Millionaire (Tip: Watch Out for Executive Compensation)
A man and a woman sit across one another with hands clasped on top of divorce papers.
Divorce

How to Divorce a Millionaire (Tip: Watch Out for Executive Compensation)

The more money involved in a divorce, the more you need to know about things like stock options and restricted stock awards.
February 22, 2021
Divorce: Who Pays for Education and How to Afford It
A couple stand facing away from each other with arms crossed
Divorce

Divorce: Who Pays for Education and How to Afford It

You think Junior should go to public school, and your ex wants him to go to a pricey private school instead. Who pays? How do you decide? Buckle up, b…
November 6, 2020
A Surprising Way COVID-19 Is Making Divorce More Complicated
Man walking through a complicated maze.
Divorce

A Surprising Way COVID-19 Is Making Divorce More Complicated

The pandemic’s economic side effects have pushed more companies to offer stock options and restricted stock awards to employees. This type of compensa…
October 6, 2020
Prenups for Breadwinning Women: 4 Pitfalls to Avoid
A couple link their pinky fingers together.
personal finance

Prenups for Breadwinning Women: 4 Pitfalls to Avoid

Protecting the assets you bring into your marriage takes some planning. Take some time to do it right.
September 15, 2020
Should You Move Forward with Your Divorce or Wait?
family savings

Should You Move Forward with Your Divorce or Wait?

Despite the tensions brought on by the pandemic, a number of couples are waiting right now, with good reason.
September 10, 2020
How to Handle Money Effectively as a Blended Family
personal finance

How to Handle Money Effectively as a Blended Family

To tackle the special challenges merging two families into one presents, start by getting naked (financially speaking).
August 28, 2020
COVID-19 Exposes Cracks in Financial Equality for Women
retirement

COVID-19 Exposes Cracks in Financial Equality for Women

Women are more vulnerable during this time of financial upheaval. Here’s why and some steps they can take to help improve their outlook long term.
June 18, 2020
When Couples Divorce, Who Gets Fido? 'Pup Nups' Can Help
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

When Couples Divorce, Who Gets Fido? 'Pup Nups' Can Help

COVID-19 stay-at-home orders have some side-effects: Pet adoptions are up ... and divorces soon may be, too. This highlights the need for "pup nups," …
April 20, 2020
Keeping the House Post-Divorce Has Gotten More Affordable
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

Keeping the House Post-Divorce Has Gotten More Affordable

The question of whether to keep or sell the family home after divorce is tricky. You've got to set your emotions aside and do the math. Lately, that m…
February 12, 2020
Raiding Your 401(K) Can Be a Divorce Disaster
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

Raiding Your 401(K) Can Be a Divorce Disaster

It's more common than you might think: Tapping retirement accounts to make ends meet during divorce. And it's also potentially much more costly than y…
February 10, 2020