Elaine Silvestrini

Senior Retirement Editor, Kiplinger.com

Elaine Silvestrini has had an extensive career as a newspaper and online journalist, primarily covering legal issues at the Tampa Tribune and the Asbury Park Press in New Jersey. Her beats have also included breaking news, municipal government, the military and mental health. She has won several awards, including from the Florida Society of Professional Journalists and Florida Sunshine State Awards in categories including community leadership. Among her recognized work was a series of stories about tax refund fraud in Tampa, Florida, that uncovered shortcomings in the ability of law enforcement to address rampant theft from taxpayers. This reporting helped lead to a change in Florida identity theft law to make it easier to prosecute criminals. She’s had fellowships at Journalist Law School at Loyola and at the Dart Center for Journalism and Trauma. In more recent years, she's written for several marketing, legal, financial and health websites, including Insurance Journal, Annuity.org,  Drugwatch,com, Health.com and LegalExaminer.com, and the newsletters Auto Insurance Report and Property Insurance Report. In addition, she worked for nearly a year as an assistant criminal defense investigator in the Federal Public Defender Office in Tampa. Originally from New Jersey, she lives in Florida with her husband and cats.

 

 

Shingles Vaccines Work. But Medicare Won’t Always Cover Them.
Photo of a man getting a vaccine
Medicare

Shingles Vaccines Work. But Medicare Won’t Always Cover Them.

Traditional Medicare Part B does not cover some recommended vaccines, including shingles shots; prescription drug plans include commercially available…
June 29, 2022
When Will Student Loans Be Forgiven?
Illustration of a graduate with an anvil for a cap
Paying for College

When Will Student Loans Be Forgiven?

Millions of Americans are waiting for the Biden Administration’s next hint, which could come later this summer, at how he’ll address the student loan …
June 27, 2022
Repo Risk: Beware Illegal Car Repossessions
Photo of a woman watching her car being towed
cars

Repo Risk: Beware Illegal Car Repossessions

Used cars are worth more than ever before. The CFPB warns the hot market may tempt lenders to seize cars when they don’t have a legal right. What can …
June 13, 2022
Gas Prices Around the World
vehicles line up for fuel in Germany
Budgeting

Gas Prices Around the World

You might be feeling pain at the pump, but it could be worse; gas is a lot more expensive in some other countries.
June 7, 2022
Get Free Over-the-Counter COVID Tests Through Medicare
Man looking in the mirror as he gives himself a COVID test
Medicare

Get Free Over-the-Counter COVID Tests Through Medicare

Beneficiaries can get up to eight tests a month through both original Medicare and Advantage plans.
June 6, 2022
How to Qualify for Public Service Loan Forgiveness
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Paying for College

How to Qualify for Public Service Loan Forgiveness

The Department of Education revamped the Public Service Loan Forgiveness program started under the Bush administration. Here's how to see if you quali…
June 1, 2022
25 Best College Majors for a Lucrative Career
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college

25 Best College Majors for a Lucrative Career

One way to increase your chances of earning a good living is to pick a college major that prepares you to work in a field that pays well. Here are som…
May 31, 2022
8 Risky Jobs That Pay Big Bucks
Photo of a man dangling on a rope above a pit of aligators
career planning

8 Risky Jobs That Pay Big Bucks

From professional athletes to police officers, some jobs carry more risks than others. If you don’t mind possible injury or even the possibility of de…
May 17, 2022
6 of the Worst Assets to Inherit
Photo of a paper will cut in half with some scissors resting on top of it.
inheritance

6 of the Worst Assets to Inherit

Leaving these assets to loved ones may be more trouble than it’s worth. How to avoid adding to their grief after you're gone.
May 11, 2022
Create a Financial Plan for Natural Disaster
photo of person sitting at desk photographing documents
personal finance

Create a Financial Plan for Natural Disaster

If disaster strikes, do you have your important financial documents safeguarded in case you need to leave your home in a hurry? Here’s what you’ll nee…
May 4, 2022
How to Get Your Grown Children to Move Out
Photo of a young adult male sitting on the floor looking at a phone while someone is vacuuming around him.
personal finance

How to Get Your Grown Children to Move Out

The number of adults who live with their parents has been increasing for decades. For many, that’s a good thing. But if you’d like to uproot yours, he…
April 28, 2022
What to Do When the Rent Is Too High
Graphic illustration of a man standing in front of a large calculator shaped like a house
Inflation

What to Do When the Rent Is Too High

Rent prices are soaring nationally, and housing shortages are compounding the crisis. While the options for consumers are limited, there are some thin…
April 4, 2022
What You Can Do About Medical Debt
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Budgeting

What You Can Do About Medical Debt

Millions of Americans are awash in debt from medical care. If you’re one of them, we have your options, whether the bills are new or a collector is ca…
March 14, 2022
Whatever Happened to Peer-to-Peer Lending?
Illustration of a woman  handing a large gold coin to a man
Becoming an Investor

Whatever Happened to Peer-to-Peer Lending?

While individuals can still invest in loans to consumers, most digital credit is underwritten by larger funding sources.
March 4, 2022
Seven Things You Should Know About Winning a Lottery Jackpot
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Making Your Money Last

Seven Things You Should Know About Winning a Lottery Jackpot

It’s definitely not likely you’ll hit big. But if you win, you could be happy for years to come — no matter what the naysayers tell you.
March 1, 2022
Romance Scams: “I Love You; Send Money”
Photo of a woman holding a cell phone with an image of a broken heart
Scams

Romance Scams: “I Love You; Send Money”

Sweetheart swindlers are busier than ever. Be wary of falling in love online.
February 11, 2022
Will Travel Insurance Pay for a Trip Cancelled Because of COVID-19?
photo of man sitting slumped down among chairs in an airport
Travel

Will Travel Insurance Pay for a Trip Cancelled Because of COVID-19?

The solution for most COVID-related trip cancellations may be a “Cancel for Any Reason” policy.
January 28, 2022
What to Do When You Can’t Pay Holiday Debt
Photo of a checkbook, a calculator and crumpled wrapping paper.
Budgeting

What to Do When You Can’t Pay Holiday Debt

More Americans borrowed money to pay for holiday purchases and now the bill is due. Balance transfer cards offer a reprieve.
January 19, 2022
Could You Lose Your Job if You Get COVID-19?
Photo of a woman on a couch with her hand to her forehead like she's sick
careers

Could You Lose Your Job if You Get COVID-19?

With omicron surging, many are losing the ability to work. Can they get fired? Will they get paid time off? It depends.
January 12, 2022
Biden Extends Suspension of Student Loan Payments
Photo of paper money
loans

Biden Extends Suspension of Student Loan Payments

The president gave borrowers another 90 days until May 1 before they have to start paying back their student loans.
December 22, 2021
How to File Tornado Insurance Claims
Photo of a home damaged by a tornado in Kentucky
insurance

How to File Tornado Insurance Claims

The five-state storms caused billions in damages. If you were affected, make sure you document your losses and contact your insurer immediately.
December 14, 2021
Scammers Target Last-minute Shoppers
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Scams

Scammers Target Last-minute Shoppers

Products may be in short supply, but potential thieves are not. Be “scam smart” to keep your holiday happy.
December 14, 2021
Last-minute Gifts That Save Money All Year
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spending

Last-minute Gifts That Save Money All Year

Supply chain issues may not have motivated you to buy early and now you’re panicked. No need to worry; we’ve got you covered.
December 9, 2021
What You Should Know About Giving Tuesday
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Charity

What You Should Know About Giving Tuesday

After draining their wallets to buy holiday gifts, Americans will dig deeper into their pockets for charities on Giving Tuesday.
November 29, 2021
Resist the Impulse to Buy These 14 Holiday Gifts
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shopping

Resist the Impulse to Buy These 14 Holiday Gifts

Don't let those holiday sale promotions persuade you into buying something now that will be much cheaper later.
November 18, 2021
Renting a Car Over the Holidays Will Be a Trip
photo of woman handing a person car keys with planes in the background
cars

Renting a Car Over the Holidays Will Be a Trip

Chip shortages, the pandemic and a surge in demand will combine to make renting a car a challenge. Here’s our best advice to find a rental you can aff…
November 17, 2021
2021 Holiday Travel May Not Be Jolly
photo of travelers waiting on line at an airport
Travel

2021 Holiday Travel May Not Be Jolly

With shortages threatening holiday vacations, here’s what to expect — and what you can do.
November 17, 2021