How to File Tornado Insurance Claims

Tornados have caused billions in damages over the decades. If you were affected, make sure you document your losses and contact your insurer immediately.

Tornado Flipped Van
(Image credit: Getty Images)

If you live along Tornado Alley, you’ll want to know how to file an insurance claim when the time comes so you can get compensated quickly. In 2024, over 150 tornadoes were recorded in the first three months of the year. The majority of tornadoes in 2024 have touched down in Iowa, Nebraska, Kansas, Oklahoma and Texas, according to

The 2024 tornado season has been active. In one 24-hour period, 13 tornadoes were reported across Kansas, Tennessee, Illinois, Kentucky, South Dakota and Missouri. There were also 350 "damaging storm reports from Kansas to the Carolinas" according to  Alaska is far removed from Tornado Alley and experienced a tornado in April; This was only the fifth for the state since statehood in 1959, as reported by

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Senior Retirement Editor,

Elaine Silvestrini has worked for Kiplinger since 2021, serving as senior retirement editor since 2022. Before that, she had an extensive career as a newspaper and online journalist, primarily covering legal issues at the Tampa Tribune and the Asbury Park Press in New Jersey. In more recent years, she's written for several marketing, legal and financial websites, including and, and the newsletters Auto Insurance Report and Property Insurance Report. 

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