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Brian Skrobonja, Chartered Financial Consultant (ChFC®)

Founder & President, Skrobonja Financial Group LLC

Brian Skrobonja is an author, blogger, podcaster and speaker. He is the founder and president of a St. Louis. Mo.-based wealth management firm. His goal is to help his audience discover the root of their beliefs about money and challenge them to think differently to reach their goals. Brian is the author of three books, and his Common Sense podcast was named one of the Top 10 podcasts by Forbes. In 2017, 2019, 2020, 2021 and 2022 Brian was awarded Best Wealth Manager, in 2021 received Best in business and the Future 50 in 2018 from St. Louis Small Business.

Securities offered through Kalos Capital Inc., Member FINRA/SIPC/MSRB and investment advisory services offered through Kalos Management Inc., an SEC registered Investment Adviser, both located at 11525 Park Wood Circle, Alpharetta, GA 30005. Kalos Capital Inc. and Kalos Management Inc. do not provide tax or legal advice. Skrobonja Financial Group LLC and Skrobonja Insurance Services LLC are not an affiliate or subsidiary of Kalos Capital Inc. or Kalos Management Inc. The article and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your accountant, tax, or legal adviser with regard to your individual situation.

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real estate investing

How to Grow Your Wealth Like the Real Estate Moguls Do

The secret is to boost your wealth through generating both internal and external returns. Here’s how to do that. And, surprise: You don’t even have to…

June 19, 2022

A man stare straight ahead with a disappointed look on his face.

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retirement

The 5 Biggest Regrets People Have About Retirement

Want to be well-prepared for a happy and secure retirement? Learn from other retirees’ top mistakes and missed opportunities.

June 10, 2022

A man holds a burlap bag with a money sign on it.

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retirement

Why a Pension Lump Sum Option Is Better Than an Annuity Payment

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden costs, the right pension answ…

May 5, 2022

A wooden puzzle made up of colored blocks has missing piece in the center: a red square that literally sits outside the box.

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retirement planning

For Real Financial Security, Do NOT Do What Everyone Else Is Doing

To design your ideal retirement savings portfolio, you’ve got to buck the status quo. Relying on the same old financial advice – including blindly pum…

April 5, 2022

An investor holding a bitcoin looks at a computer screen.

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cryptocurrency

Could Bitcoin Replace Gold as the New Safe Haven?

A look back through gold’s history reveals some interesting patterns that could point to what may come next. However, no matter what the future holds,…

February 19, 2022

A man frames his eye using the palms of his hands, like a movie director framing a shot.

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retirement planning

Investments or You: Which Does Your Adviser Focus On?

If you said investments, you may not be getting the best advice. Unfortunately, it’s a common problem. Your adviser needs to dig deeper, and you need …

February 16, 2022

A thumbs up sign and a thumbs down sign side-by-side.

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annuities

Who Should Consider an Annuity (and Who Shouldn’t)

While annuities can be complicated, the decision about whether one is right for you doesn’t have to be. Some folks are clearly better candidates for a…

January 28, 2022

A woman has a clock for a head in a photo illustration.

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retirement

How to Know When You Can Retire

You’ve scrimped and saved, but are you really ready to retire? Here are some helpful calculations that could help you decide whether you can actually …

January 5, 2022

A kitchen timer shaped like an apple set on five minutes.

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retirement planning

My 5-Minute Retirement Plan

As you near retirement, switching from a saving and investing mindset to an income-driven outlook can be tough. But you’ve got to do it!

December 29, 2021

Two women laugh as they take a drive in a convertible.

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retirement planning

6 Things You Can Do Right Now to Ensure Your Money Will Last in Retirement

Your retirement plan needs to take a holistic approach. Because there are so many decisions to make, it’s easy to get lost in the weeds. Follow these …

October 15, 2021

A woman with several question marks above her head.

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retirement planning

The Financial Fiduciary Standard Explained

To get the best financial advice, you want someone who has your best interests at heart, right? It sounds simple … but it isn’t.

July 15, 2021

An older hiker holds her hands outstretched to the horizon.

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happy retirement

Living a Life of Purpose after Retirement: 3 Action Steps to Take

When someone asks about what you do, the answer shouldn’t be, “I’m retired.” There is more to the second half of your life … a lot more.

May 26, 2021

Drawing of the outline of two heads with a plus sign and a minus sign

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entrepreneurship

5 Mind-Altering Wealth Strategies for Successful Business Owners

Your company is a tool for building wealth. Learn how to develop your mindset to catapult you to the next level of financial success just by changing …

May 6, 2021

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investing

5 Danger Signs That You’re an ‘Immature’ Investor

To make the most of your investments, you need to think about them in the right way. Investing immaturity can hold you back from reaching the next lev…

January 11, 2021

Three men kick back and relax on a dock at a lake

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estate planning

How to Help Your Family Wealth Last for Generations

Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.

November 24, 2020

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life insurance

What to Do with Cash in a Low Interest Rate Environment

Safe places to stash cash are earning next to nothing, so what can you do? Dividend-paying whole life insurance may be one option to consider.

September 30, 2020

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investing

To Succeed at Investing, Do What Yale Does

Yale’s endowment has delivered consistent income with minimal stock risk. Here’s a look at how they did it and what it could mean for you and your por…

June 16, 2020

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investing

Why I'm Not a Fan of 401(k)s

Watch out: Saving money in 401(k)s, 403(b)s and 457 plans is like throwing that money in jail.

March 12, 2020

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credit & debt

How to Get Off the Hamster Wheel of Debt

Yes, you can pay off your debt and start building wealth. It all starts with determining which debts are "bad" and which ones are "good."

January 8, 2020

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Making Your Money Last

Building Your Financial Plan Around Cash Flow

The process is a lot like putting a puzzle together.

October 22, 2019

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investing

Are You Making One of the Top 3 Investing Mistakes?

These all-too-common mistakes are easily avoidable. If you've gotten tripped up, like so many other investors have, here's how to fix the problem befo…

September 5, 2019