Ella Vincent
Ella Vincent is a staff writer for Kiplinger Personal Finance who has written about finance for five years. She currently writes for the Family Money, Basics, and Credit/Yields columns.
Ella graduated with a Bachelor of Arts degree in English from the University of Illinois at Chicago. Ella started in finance writing as a freelancer and interviewed female financial experts. She focused on covering topics related to empowering women with their finances. Ella wrote about stocks and company earnings reports as a writer for IG Group and Motley Fool. Ella wrote about personal finance topics such as retirement, employment, and credit for Yahoo Finance. Those articles reached hundreds of thousands of readers online and were shared widely on social media. She was lauded by the Certified Financial Board for her article highlighting the growing diversity of the financial planner profession. She was also noted by Aspiritech, an autism spectrum organization that helps people find employment, for her article highlighting workers with autism. In addition to writing about finance, Ella enjoys reading, watching basketball games ( especially her hometown Chicago Bulls) and going to concerts. She also enjoys spending time with her family and doing charitable work with various non-profit organizations.
Latest articles by Ella Vincent
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How to Optimize Credit Card Transfer for TravelAs you rack up miles and points, knowing where to transfer them can unlock more value for your purchases.
By Ella Vincent
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The Best Banks for Travelers, 2026We studied interest rates, fees, premium services and other account features. These banks rose to the top for travelers.
By Mallika Mitra
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The Best Banks for High-Net-Worth Clients, 2026We studied interest rates, fees, premium services and other account features. These banks rose to the top for high-net-worth clients.
By Mallika Mitra
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The Best Banks for Retirees, 2026We studied interest rates, fees, premium services and other account features. These banks rose to the top for retirees.
By Mallika Mitra
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The Best Online Banks, 2026We studied interest rates, fees, premium services and other account features. These online banks rose to the top.
By Mallika Mitra
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The Best Regional Banks, 2026We studied interest rates, fees, premium services and other account features. These regional banks rose to the top.
By Mallika Mitra
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The Best Banks for Families With Kids, 2026We studied interest rates, fees, premium services and other account features. These banks rose to the top for families with kids.
By Mallika Mitra
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The Best National Banks, 2026We studied interest rates, fees, premium services and other account features. These national banks rose to the top.
By Mallika Mitra
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The Best Credit Unions, 2026We studied interest rates, fees, premium services and other account features. These credit unions rose to the top.
By Mallika Mitra
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How to Write a Fraud-Proof CheckFraudsters have found clever ways to alter the names and amounts on checks you've written. Use these simple steps to prevent them from taking your money.
By Ella Vincent
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What is Net Worth and How Do You Calculate It?savings Calculate your net worth by tallying your assets and liabilities to get a picture of your financial health.
By Ella Vincent
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Should You Renew Your CD?As the Fed leaves rates on hold, here's what to consider before renewing your CD.
By Ella Vincent
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Why You Should Keep an Eye on I-Bonds NowWhen inflation heats up, these savings bonds take the spotlight.
By Ella Vincent
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5 Ways to Boost Your Credit ScoreMake these moves to improve your credit health — and push your score to the top of the charts.
By Ella Vincent
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How to Cut the Cost of Pet CareUse our guide to spend less on veterinary visits, medicine, food and more.
By Ella Vincent
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How to Run a Home Insurance CheckupIf you don't have sufficient coverage, your out-of-pocket costs in a claim could be through the roof.
By Ella Vincent
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Gift Ideas For Graduates That Are Actually MeaningfulHelp a new grad get off on the right foot with these ideas.
By Ella Vincent
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Why You Shouldn't Let Your Credit Cards Sit UnusedKeep your credit cards active to protect your credit score.
By Ella Vincent
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7 of the Best Budgeting Apps for 2026If you're searching for a great budgeting app, here are our top picks.
By Ella Vincent
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Do You Need Umbrella Insurance?Umbrella insurance can protect you from financially devastating events that aren't covered by other policies.
By Ella Vincent
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How to Organize Your Financial Paperwork for Your HeirsA guide to organizing your financial paperwork so heirs have any easier time getting affairs in order.
By Ella Vincent
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3 Ways to Lower Your Child Care Costs in 2026Working parents can take advantage of tax breaks and local assistance programs.
By Ella Vincent
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New Ways to Use 529 PlansTax-free withdrawals from 529 plans could help you sharpen your job skills.
By Ella Vincent
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Is Direct Primary Care Right for Your Health Needs?With the direct primary care model, you pay a membership fee for more personalized medical services.
By Ella Vincent
