
Ella Vincent
Ella Vincent is a staff writer for Kiplinger Personal Finance who has written about finance for five years. She currently writes for the Family Money, Basics, and Credit/Yields columns.
Ella graduated with a Bachelor of Arts degree in English from the University of Illinois at Chicago. Ella started in finance writing as a freelancer and interviewed female financial experts. She focused on covering topics related to empowering women with their finances. Ella wrote about stocks and company earnings reports as a writer for IG Group and Motley Fool. Ella wrote about personal finance topics such as retirement, employment, and credit for Yahoo Finance. Those articles reached hundreds of thousands of readers online and were shared widely on social media. She was lauded by the Certified Financial Board for her article highlighting the growing diversity of the financial planner profession. She was also noted by Aspiritech, an autism spectrum organization that helps people find employment, for her article highlighting workers with autism. In addition to writing about finance, Ella enjoys reading, watching basketball games ( especially her hometown Chicago Bulls) and going to concerts. She also enjoys spending time with her family and doing charitable work with various non-profit organizations.
Latest articles by Ella Vincent
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Kiplinger's Best Banks for High-Net-Worth Clients
wealth management These banks welcome customers who keep high balances in deposit and investment accounts, showering them with fee breaks and access to financial-planning services.
By Ella Vincent Last updated
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Surprising Ways to Find Deals on Cars Despite Tariffs
Looking for a new car? Tariffs will make good deals harder to find, so use these expert tricks to get a lower purchase price and keep long-term costs down.
By Nellie S. Huang Published
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Three Ways to Find Deals in Your Investments This Year
Looking for ways to save because of tariffs? Don't forget to look for deals in your investments. Here are three expert tips for making a little extra this year.
By Nellie S. Huang Published
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Don't Miss Out on These Four Credit Card Benefits
Credit card benefits aren't always limited to cash back, points and miles. Check whether your existing card offers these valuable extras — or switch to one that does.
By Nellie S. Huang Published
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Smart Ways to Save Money at Museums
Want to save money at museums, art galleries, zoos and gardens? Use these tips to get free or discounted admission to national and local collections.
By Nellie S. Huang Published
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How to Find Deals on Electronics Amid Tariffs
Beat tariff-related price rises and find deals on electronics using these expert shopping tips for everything from smartphones to TVs, laptops and tablets.
By Nellie S. Huang Published
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How to Find Deals on Travel in 2025
Finding deals on travel is an excellent way to cut costs in 2025, as tariffs start to bite. Here are three suggestions for lowering the cost of your next trip.
By Nellie S. Huang Published
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Strategies to Spend Less on Clothing and Online Shopping in 2025
It's easy to spend less on clothing and other goods when shopping online. Arm yourself with these expert tricks and tools that will help you grab a bargain.
By Nellie S. Huang Published
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Three Ways to Spend Less on Groceries This Year
More of us are looking to spend less on groceries this year, as tariffs affect food bills. Here are three smart ways to keep grocery costs down.
By Nellie S. Huang Published
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Valuable (and Fun) Things You Can Get for Free
ho doesn't love a freebie? From birthday pancakes to fun activities for kids and courses for adults, here's the lowdown on getting valuable goodies for nothing.
By Nellie S. Huang Published
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Seven of the Best Budgeting Apps for 2025
If you're searching for a great budgeting app, here are our top picks.
By Ella Vincent Last updated
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A Financial Checklist for Your College-Bound Kids
Is your child heading off to college this fall? If so, make sure they're prepared and protected in these four key areas.
By Ella Vincent Published
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How to Thaw a Credit Freeze — and Why You Would
As you shop for a loan or credit card, you must open up access to your credit reports.
By Ella Vincent Last updated
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Why You May Want a Postnup
Even after you've said "I do," you can draw up an agreement to protect your assets.
By Ella Vincent Published
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How to Cancel a Check
If you need to cancel a check you've written, here's how you do it.
By Ella Vincent Published
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You Can Get Better Yield with a Jumbo CD or Money Market Account
Maximize your savings with top-yielding jumbo accounts and high-interest savings options.
By Ella Vincent Published
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Reminder: The Basics of Using HSA Funds
Health savings accounts (HSAs)can help you cover out-of-pocket medical costs. Just make sure you understand the rules and keep records of qualifying expenses.
By Ella Vincent Published
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How to Cash in Savings Bonds
savings Whether you bought savings bonds during inflation’s peak or have older bonds collecting dust, take these steps to cash them in.
By Ella Vincent Last updated
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How to Organize Your Financial Paperwork for Your Heirs
A guide to organizing your financial paperwork so heirs have any easier time getting affairs in order.
By Ella Vincent Last updated
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How to Avoid These 17 Pesky Travel, Dining and Shopping Fees
Here's how you can avoid those random, unexpected fees when it comes to travel, dining and shopping.
By Emma Patch Last updated
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A Savings Tool to Empower People With Disabilities
An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits.
By Ella Vincent Published
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Why You Shouldn't Let Your Credit Cards Sit Unused
Keeping your cards active ensures you build long histories, which factors into your credit score.
By Ella Vincent Last updated
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Documents You Need to Change When You Get Married: A Checklist
This checklist covers all the financial and legal documents you need to change when you get married.
By Ella Vincent Last updated
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The Benefits of Sharing a Joint Bank Account With Your Parents
Opening a joint account provides a way to monitor an older person’s finances.
By Ella Vincent Published