Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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The Best High-Yield Savings Accounts of October 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
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Avoid These Four Mistakes in the Run Up to Retirement
You can learn a thing or two from the retirees who went before you.
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Smart Places to Deposit Your Social Security Check
If you receive Social Security checks, where you deposit them matters because it can help grow your earnings. See the best options.
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Dave Ramsey Tells Us the Biggest Retirement Mistake You Can Make
The talk-show host, author and podcaster tells Kiplinger what people can do to ensure a happy retirement.
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The Best Temperatures to Set Your Thermostat and Save Money
These are the optimal temperatures to set your thermostat in the summer and winter to save the most on energy bills.
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.15%. See our top picks.
Savings