Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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The Best Temperatures to Set Your Thermostat and Save Money
These are the optimal temperatures to set your thermostat in the summer and winter to save the most on energy bills.
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.15%. See our top picks.
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Top Places to Park $10K (or More) as Rates Start to Fall
With more rate cuts upcoming, here are some smart places to maximize your savings on $10,000.
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Boost Your HSA Savings with These Smart and Savvy Moves
Wednesday is National HSA Awareness Day. Health Savings Accounts (HSAs) provide savers with a triple tax benefit and even more if you adopt these strategies.
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
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Best No-Fee High-Yield Savings Rates
Are you looking for the best no-fee high-yield savings rates? Our top picks earn you 4.35%.
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The Best High-Yield Savings Accounts of October 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
