Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Trump Accounts Are a Great Start, But They Could Be Better
Trump accounts are a sound enough idea, except that future withdrawals will be taxable. One solution would be to give them a Roth-style tax-free structure.
By Adam Bergman
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
Savings -
The Best Savings Accounts for Retirees to Maximize Cash
For retirees seeking less risky savings options, here are a few recommendations based on your preferences.
By Sean Jackson
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Are T-Mobile's Prepaid Perks a Home Run or a Strikeout?
Sponsored
T-Mobile's prepaid lineup promises MLB.TV, T-Mobile Tuesdays and hotspot data. But do the perks make it worth switching?
By Choncé Maddox
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How Much Cash You Really Need
There are a few conditions to determine how much cash you really need in case of an emergency.
By Ben Luthi
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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The Best 5-Year CD Rates Now
The top 5-year CD rates offer up to 3.90%, surpassing inflation and helping investors reach long-term savings goals.
By Sean Jackson
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Is High-Yield Savings Account Interest Taxable? What to Know for 2026
Savings Accounts Think a high-yield savings account is a good idea? Don’t forget taxes on savings account interest.
By Kate Schubel
Savings Accounts
