Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Should You Renew Your CD?
With rate cuts impacting earnings, we examine if now is a wise time to renew CDs.
By Ella Vincent
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Where to Store Your Cash in 2026
Set yourself up for success with these strategies.
By Sean Jackson
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The Best No-Penalty CD Rates
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out our top choices.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best High-Yield Savings Accounts of December 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson
