As a Kiplinger reader, I'm sure you're aware of the advantages of a Roth IRA compared with a traditional IRA. The main benefit, of course, is that under current law, qualified Roth IRA distributions aren't taxed, no matter how much income is reported on the owner's tax return.
Vita Nelson provides financial information centered around DRIP investing at www.drp.com and www.directinvesting.com. She is the editor and publisher of Moneypaper's Guide to Direct Investment Plans, Chairman of the Board of Temper of the Times Investor Service, Inc. (a DRIP enrollment service), and co-manager of the MP 63 Fund (DRIPX).
Why I Still Won't Buy Gold: Glassman
One reason I won't buy gold is because while stocks rise briskly over time – not every month or year, but certainly every decade – gold does not.
By James K. Glassman Published
Aldi's New $5 California Wines Hit the Shelves
Aldi introduces a new line of affordable wine — the California Heritage Collection — for just $4.95 per bottle.
By Kathryn Pomroy Published
Is a Roth Conversion for You? Seven Factors to Consider
The taxes you’re facing on your tax-deferred retirement savings don’t have to be so daunting. Check here to find out if you're a candidate for a Roth conversion.
By Joshua Taffer, CEPA Published
Three Steps Help Ensure Your Money Lasts in Retirement
With people living longer, retirement lasts longer, and that means we can’t afford to run out of money before we run out of life. What to do?
By Kelly LaVigne, J.D. Published
Worker Protections Could Undergo a Change in 2024
Some state legislatures are considering adopting a 'just cause' requirement for when employees are let go. In almost all U.S. states now, employees are considered 'at will.'
By H. Dennis Beaver, Esq. Published
Facing Workplace Discrimination? Seven Ways to Address It
Standing up against workplace discrimination in a way that provides the best chance of a positive resolution takes courage. Here are some approaches you can take.
By Brittany Deane Salyers, J.D. Published
Three Strategies for Small Businesses to Reduce Taxes
Small businesses can lower their tax liability by taking advantage of tax breaks, tax credits and charitable donations. Here are some options.
By Anthony Martin Published
Health Care Costs in Retirement: Budgeting for a Healthy Future
Many factors affect your health care costs as you age, including where you live, your Medicare selections and whether you have long-term care insurance.
By Brandon Hill Published
The Three Basic Components of a Good Estate Plan
Getting your estate in order so everyone knows what you want when the time comes can save your loved ones confusion and stress.
By Jason “JB” Beckett Published
Is Your Financial Adviser Listening to You?
Survey finds financial advisers and their clients might need to break out the talking stick. Repetition and summarizing are key to ensure your points are heard.
By Suzanne Norman, CIMA®, CPCC Published