3 Simple Steps to Create a Home Inventory

If you ever have to file a homeowners insurance claim, here's what you should know.

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(Image credit: Getty Images/iStockphoto)

Step 1

If you file a homeowners insurance claim for the partial or total loss of your home, your insurer will require a home inventory to reimburse you for your possessions. To avoid drawing up a list of items from memory, take stock of your belongings now. Look for a worksheet at your home insurer’s Web site or use the one at www.insureuonline.org/home_inventory_checklist.pdf to help you organize the task. Or create and store your inventory online with Know Your Stuff, a free tool from the Insurance Information Institute that’s also available as an app for iPhones and Android phones.

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