How to Get Your Insurer to Pay Your Home and Auto Claims

Follow these steps to minimize hassles and get all the money you deserve.

Folder with close up on the word claims and a note where it is written under investigation. Concept of insurance fraud, 3d Illustration
(Image credit: Getty Images)

Most insurance claims take more than one phone call or meeting to resolve. If you have a homeowners or an auto claim, here’s what you need to know to avoid hassles and get a fair payment from your insurance company.

4 Steps to file and collect on your homeowners insurance claim

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Kimberly Lankford
Contributing Editor, Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

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