Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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To Be a Smart Insurance Shopper, Don't Shop Just for Price
Choosing the cheapest policy could cost you when you have a loss. You'll get the best results if you focus on the right coverage with the help of a good agent.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Is Mechanical Breakdown Insurance Better Than an Extended Car Warranty?
More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?
By Rachael Green
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My car is 10 years old. Should I drop to minimum coverage on my car insurance?
Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?
By Rachael Green
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11 Costly Medicare Mistakes You Should Avoid Making
Medicare If you don't make the right choices, you could end up with higher Medicare premiums and high out-of-pocket costs.
By Donna LeValley
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How Do Car Insurance Deductibles Work?
Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to know how it works.
By Karon Warren
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Eight Things Medicare Doesn't Cover
Medicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
By Donna LeValley
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What You Will Pay for Medicare in 2026
Medicare premiums for 2026, as well as the costs of Parts A, B, and D, have increased. Here is how much you'll pay in 2026.
By Donna LeValley
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What Is the 100,000-Mile Rule in Car Insurance?
The 100,000-mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
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8 Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
