When Zombie Debt Collectors Chase Written-Off Debts

A threatening call out of the blue accuses you of bad debts from years ago. Is it for real? What do you do?

(Image credit: ARTPUPPY)

Chances are that you have never heard the terms Zombie Debt or Zombie Debt Collectors. Neither had former United States Marine Lt. Charles Lay until the first week of October 2018, when he received this phone call:

“Superior Court calling, and we want to verify if you are going to be making your court hearing tomorrow at 8 a.m.”

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H. Dennis Beaver, Esq.
Attorney at Law, Author of "You and the Law"

After attending Loyola University School of Law, H. Dennis Beaver joined California's Kern County District Attorney's Office, where he established a Consumer Fraud section. He is in the general practice of law and writes a syndicated newspaper column, "You and the Law." Through his column he offers readers in need of down-to-earth advice his help free of charge. "I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift."