Mom's Shocking Diary Secret Triggers Estate Challenge by Daughter
Imagine you missed out on an opportunity of a lifetime because of something you just discovered that your mother did years before. Could you challenge her estate to get what you feel you deserve?
Shortly after a woman’s death, her daughter learns that 25 years earlier her mom hid from her a priceless, potentially life-altering educational opportunity. Can anything be done now? Could a claim be made against her mom’s estate, or is it too late?
We’ll tell you the answer in a moment, but, first, let’s travel back to 1992 and meet Celeste. She was a bright high school student who had a dedicated French teacher named Vicki.
Speaking perfect French with a flawless accent, Vicki brought this language to life, becoming characters from history, showing up one day dressed as Napoleon, the next as Marie Antoinette, taking her students to a French restaurant and inspiring them to compete in a local educational foundation’s contest for a summer scholarship. The prize: one month studying in Lyon, France, all expenses paid.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
As you guessed, Celeste entered the competition and won! Having the uncanny ability of mimicking Vicki’s native accent, upon her return from France and meeting the foundation’s judges at a reception, all were blown away by this California kid who sounded like a native speaker.
‘I can’t stand the thought’
The foundation’s president sent a letter, addressed to mother and daughter, saying that “Celeste is gifted, and by accomplishing a major or minor in French, her incredible ability could lead to a job with the State Department, or in the business world, education, anywhere fluency in French is needed. We will pay for all expenses at any university she chooses to attend in France.
“We feel it our duty to do everything possible so that she can put this amazing ability to great use.”
And her mom, how did she react to this offer, which could have changed the course of Celeste’s life in so many ways? How should any parent who wants a good education for their child reply?
“Oh, no! I can’t stand the thought of her moving away. She likes working with hair, and I am going to pay for her to attend cosmetology school,” her mother wrote back, with these words in bold italics: “Leave Us Alone!”
“Mom never told me! I found it all by going through her diary,” Celeste told me recently.
If you wonder whatever became of Celeste, well, Mom got her wish. She became a hairstylist, never left her hometown, got married at a young age, and has three adult daughters. She gave them all French names.
But Celeste never lost her interest in the language, studying on her own and even subscribing to French magazines. She reads my law blog and dropped by my office recently.
“Mom never told me about the offer to pay for my French studies, which was dated Aug. 1, my birthday, when I turned 18. I discovered all of this while reading her journal after she died two weeks ago. Mom wrote, ‘Must hide this from Celeste. I know it is not right, but she would move away and leave me alone. Must do everything to keep her in town.’
“Mr. Beaver. I loved my mother. She just couldn’t cope with the thought of being alone. Her will left almost all of her estate — $500,000 — to an animal shelter and grandchildren. Am I out of place in asking that some of that money be used so that I can study in France, even if it is just for a year or so? She denied me that choice, and I want to return!
“Perhaps I still would have cut hair, but I was cheated out of a chance to have a far different life.”
File a claim against estate
We ran Celeste’s story by attorney Kurt Van Sciver. His practice focuses on trusts and estates litigation.
I spoke with him, as he practices law here in Bakersfield, Calif.
“What a sad story, Dennis,” Van Sciver said. “I mean, just think of all the possibilities which she was denied.” “This is a compelling case.”
Here are his recommendations:
- As probate allows creditors to be paid before assets of the decedent are distributed to beneficiaries, it is critical that Celeste file a creditor’s claim in the estate.
- Celeste’s legal position would be that her mother violated a duty toward her by wrongfully withholding the offer.
- Once filed, the personal representative of the estate will then have an opportunity to review the basis of the claim and decide whether it should be granted or denied.
- If the claim is denied, Celeste will then need to bring a separate lawsuit against the estate.
We gave that information to her with two additional recommendations: First, she must follow through on this as an example to her daughters of standing up to unfairness.
Second, to send us post cards from France.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

After attending Loyola University School of Law, H. Dennis Beaver joined California's Kern County District Attorney's Office, where he established a Consumer Fraud section. He is in the general practice of law and writes a syndicated newspaper column, "You and the Law." Through his column, he offers readers in need of down-to-earth advice his help free of charge. "I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift."
-
Stocks Struggle Ahead of November Jobs Report: Stock Market TodayOracle and Broadcom continued to fall, while market participants looked ahead to Tuesday's jobs report.
-
7 Dr. Seuss Quotes Retirees Should Live ByYou're off to great places! Why Dr. Seuss is the retirement guru you didn't know you needed.
-
Fed's Rate Cuts Could Have Impacts You Might Not AnticipateUnderstanding how lower interest rates could impact your wallet can help you determine the right financial moves to make.
-
I'm a Financial Adviser: The Fed's Rate Cuts Could Have Impacts You Might Not AnticipateUnderstanding how lower interest rates could impact your wallet can help you determine the right financial moves to make.
-
Past Performance Is Not Indicative of Your Financial Adviser's ExpertiseMany people find a financial adviser by searching online or asking for referrals from friends or family. This can actually end up costing you big-time.
-
I'm a Financial Planner: If You're Not Doing Roth Conversions, You Need to Read ThisRoth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
-
Could Traditional Retirement Expectations Be Killing Us? A Retirement Psychologist Makes the CaseA retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
-
I'm a Financial Adviser: This Is How You Can Adapt to Social Security UncertaintyRather than letting the unknowns make you anxious, focus on building a flexible income strategy that can adapt to possible future Social Security changes.
-
I'm a Financial Planner for Millionaires: Here's How to Give Your Kids Cash Gifts Without Triggering IRS PaperworkMost people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
-
'Boomer Candy' Investments Might Seem Sweet, But They Can Have a Sour AftertasteProducts such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
-
Quick Question: Are You Planning for a 20-Year Retirement or a 30-Year Retirement?You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.