Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?
Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
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The I-Bond Rate Until November Is Mildly Attractive. Here's Why.
Investing for Income The current I-bond rate, set in November, is active through April 2026. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -
70 Valuable Things You Can Get for Free
savings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
savings -
How Much Savings Do You Actually Need to Feel Financially Secure? Start With These 3 Benchmarks
From your first $1,000 cushion to a full emergency fund, here's how to build savings in stages and why each level matters.
By Choncé Maddox
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The Wealth-Building Roadmap That Works at Any Age
A phase-based approach tied to your finances — not your birth year — can help you build wealth whether you’re just starting out or catching up.
By Paige Cerulli
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best Short-Term CD for Your Cash in 2026
This strategy can help you earn thousands in months.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
