Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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7 of the Best Budgeting Apps for 2026
If you're searching for a great budgeting app, here are our top picks.
By Ella Vincent
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Gen Z Is Changing Retirement Saving. Here's What Millennials Can Learn
Rising costs and shifting priorities are changing how younger workers save. Here's what it means for your long-term plan.
By Choncé Maddox
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How to De-Risk Your Portfolio in 5 Different Scenarios
If you're worried about the market or your personal circumstances, take these steps to help you sleep at night.
By Nellie S. Huang
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Best Money Market Accounts — April 2026
Savings Money market accounts offer the flexibility of checking accounts while helping you earn up to 4.00% APY.
By Sean Jackson
Savings -
Best No-Fee High-Yield Savings Rates: April 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Best High-Yield Savings Accounts April 2026 — Earn 4.20%
High-yield savings account options Kiplinger has found that offer rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Money Market Accounts vs No-Penalty CDs: Which Is Best?
Explore how both these options can help you reach your savings goals and when to use each.
By Sean Jackson
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Trump Accounts Are a Great Start, But They Could Be Better
Trump accounts are a sound enough idea, except that future withdrawals will be taxable. One solution would be to give them a Roth-style tax-free structure.
By Adam Bergman
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
Savings
