Look out for these things when you make key decisions about your benefits and insurance coverage for next year.

Health insurance isn't the only thing you need to consider when making decisions about benefits offered by your employer. You'll have to make choices about disability insurance, contributions for dependent care and more.

The 2009 open-enrollment season may be your last chance for big tax breaks. Congress is taking aim at medical flexible spending accounts as a way to pay for health-care reform.

Make the most of this benefit before the amount you can contribute to a flexible spending account is limited.

This calculator will estimate your 2010 tax savings if you use your employer’s flex plan to pay for medical and dependent-care expenses.

Here's what else to expect when you get your employer's open-enrollment packet and how to cope with changes in your benefits.

Don't wait for health-care reform. Use these strategies to cut your premiums now.

Even if your employer provides coverage for you, it might not be enough.

Some employers offer this coverage. Shorter-term policies save you thousands but still cover nearly every extended illness.

Just as employers can provide tax-free reimbursement for the cost of parking or transit passes, they can also subsidize the cost of biking to work.

When you bike to work, it might feel like your commute is uphill both ways -- until you realize the added weight you're carrying is actually extra money in your pocket.