Features
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If You're Not Doing Roth Conversions, You Need to Read This
Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
By Matthew Blecker, CFP®, CFA®
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Could Traditional Retirement Expectations Be Killing Us?
A retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
By Richard P. Himmer, PhD
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This Is How You Can Adapt to Social Security Uncertainty
Rather than letting the unknowns make you anxious, focus on building a flexible income strategy that can adapt to possible future Social Security changes.
By Will South, NSSA®
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5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
Gift Tax Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.
By Kelley R. Taylor
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The Stoic Retirement: Ancient Wisdom for Today's Reality
A "Stoic retirement" doesn't mean depriving yourself. It's a character-based approach to life and aging that can bring calm and clarity.
By Jacob Schroeder
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11 Outrageous Ways To Spend Money in Retirement
Whether you have excess cash to spend or want to pretend, here’s a look at 11 ridiculous ways retirees can splurge.
By Donna Fuscaldo
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My First $1 Million: Retired In-House Corporate Lawyer, 74
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb
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How to Give Your Kids Cash Gifts Without the IRS Paperwork
Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.
By Jeremy Keil, CFP®, CFA®, CKA®
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'Boomer Candy' Investments Might Seem Sweet, But Beware
Products such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.
By Mike Palmer, CFP
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What's It Really Like to Have an RV in Retirement?
Having an RV in retirement is a nomadic life that takes some planning, but it provides freedom and variety to many.
By Laura Petrecca
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Kiplinger Interest Rates Outlook: Cuts Expected to Continue
Forecasts Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne
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12 Best Freebies for Retirees
Making Your Money Last Retiree-friendly goods and services are available at no cost – if you know where to look.
By Bob Niedt
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Average Health Care Costs by Age and State: Can You Afford It?
Expect to pay more as you age and in some locations. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s.
By Adam Shell
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Ask the Editor: IRAs, 401(k)s and RMDs
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions
By Joy Taylor
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An End-of-Year Investing Checklist
December is a great time to get your portfolios in order. Investors can follow this checklist to assess what changes they may or may not need to make.
By Charles Lewis Sizemore, CFA
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Got $100 to Gamble? These Penny Stocks Could Be Worth the Ride
Volatile penny stocks are high-risk plays with potentially high rewards. If you have $100 you can afford to lose, these three names are worth a look.
By Jeff Reeves
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Being an Executor is a Thankless Job: Do It Well Anyway
You can be a "good" executor of an estate, even though carrying out someone's final wishes can be challenging.
By Adam Shell
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Question: Are You Planning for a 20- or 30-Year Retirement?
You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.
By Bryan Pinsky
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How to Steer Clear of the Medicare Tax Torpedo
Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.
By John J. Gardner, IAR
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Having No Life Insurance Is Like Driving Without a Seat Belt
Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Why Turning 65 Isn't What It Used to Be, According to an Expert
With more than 4 million people turning 65 in 2025, an expert in psychology and aging explains why so many of them are thriving like never before.
By Sandra Block
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The Best High-Yield Savings Accounts of December 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they are fee-free.
By Sean Jackson
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How Do I Gift Stocks?
Making presents of investments can benefit those who receive as well as those who give. Here's how to gift stocks this holiday season.
By Coryanne Hicks
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15 Money-Saving Travel Tips for Retirees
travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
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The Best Small-Cap ETFs to Buy
ETFs The best small-cap ETFs offer a contrarian way to potentially outperform the market over the long term.
By Tony Dong, MSc
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The 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction
Tax Deductions We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.
By Kate Schubel
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Most-Overlooked Tax Breaks for Retirees and People Over 65
Tax Breaks If you're over 65, don't miss out on these overlooked tax breaks for retirees.
By Kevin McCormally
