Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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$1,500 to $3,000 Amex Card Intro Offer
Earn 200,000 Membership Rewards® points after you spend $20,000 in three months with the Business Platinum Card® from American Express.
By Ellen B. Kennedy
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Best No-Fee High-Yield Savings Rates: February 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Best High-Yield Savings Accounts February 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Are Costco Gold Bars Worth IT?
How Costco's bullion program works, how to get the best deal and whether it makes sense for investors.
By Choncé Maddox
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We inherited $250K: Should we buy a second home or save for college?
He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
By Maurie Backman
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4 Psychological Tricks to Save More in 2026
Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
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Who Counts as Family on a Mobile Phone Plan?
Family phone plans aren’t just for parents and kids anymore. Here’s who can share a plan, how much you can save and what to watch out for before you bundle.
By Paige Cerulli
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Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli
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My First $1 Million: Retired Aerospace Manager, 58, Denver
"Making $1 million was never a goal, but maybe it should have been. I simply wanted to be debt-free and never worry about money."
By Joyce Lamb
