Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The great news is the Fed didn't cut rates at their May meeting. So, if you're looking to earn a great rate, see our top choices for 5-year CDs.
By Erin Bendig Last updated
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Best 1-Year CD Rates
Savings If you're looking to save for a short-term goal, our top one-year CDs help you reach them while outpacing inflation.
By Erin Bendig Last updated
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What Medicare Covers When You Travel in the US and Abroad
Medical emergencies can happen at any time. Knowing what Medicare coverage you have, anywhere in the world, can help you avoid a massive bill.
By Donna LeValley Published
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The Best 3-Year CDs of 2025
Savings A 3-year CD helps you reach midrange saving goals. See our top choices.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Watch your money grow effortlessly with a CD. Here are our top picks.
By Sean Jackson Last updated
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Artificial Intelligence 101, From a Expert
Artificial intelligence has sparked huge excitement among investors and businesses, but what exactly does the term mean?
By John Miley Published
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Scam Alert: Bioelectronic Medicine Is Both Promising and Ripe for Fraud
My reader needed help dealing with a scam that cost her $2,000 for vagus nerve stimulators, but legit VNS actually offers hope for the treatment of many diseases.
By H. Dennis Beaver, Esq. Published
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Advisers: Master the Fed Funds Rate, Help Clients Master Retirement
Understanding the Federal Reserve's key tool can help financial professionals guide clients through economic shifts and opportunities.
By Tom Siomades, CFA® Published