Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 3.90%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Quiet Way Seniors Are Cutting Monthly Phone Bills
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From bundling lines to switching tiers, small changes in wireless plans can add up to savings.
By Carla Ayers
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AI Took the Wheel When I Visited Colleges With My Kid. Here's How it Went
This parent could use help planning a tour of colleges across the country. Is AI up for the challenge?
By Donna Fuscaldo
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AI is Making Your Community Bank More Human, Not Less
Community banks and credit unions can use AI to free up employees' time, allowing them to focus on customer relationships and maintain the human touch you value.
By Sean Desmond
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Who Controls Gas Prices in the US?
personal finance Who controls gas prices in the U.S.? There's no puppeteer, just several factors that combine to pull and push on what you pay at the pump.
By Jim Patterson
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Is High-Yield Savings Account Interest Taxable? What to Know for 2026
Savings Accounts Think a high-yield savings account is a good idea? Don’t forget taxes on savings account interest.
By Kate Schubel
Savings Accounts -
The Hidden Culprit Adding $1,000 to Electric Bills
Learn how this factor could raise your energy bill by over a $1,000 annually.
By Sean Jackson
