Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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What Is the Federal Funds Rate?
The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy.
By Jeff Reeves Last updated
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Find Your Monthly Payment With This Mortgage Calculator
With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Erin Bendig Last updated
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Here are the 2025 income related monthly adjustment amount (IRMAA) income brackets and surcharge amounts.
Medicare participants with an income above the threshold must pay a surcharge for Medicare Part B and Part D based on their income.
By Donna LeValley Last updated
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The Average Social Security Check by Age
Compare your average Social Security check to others of your age, and plan for the future.
By Donna LeValley Last updated
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Erin Bendig Last updated
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Where to Store Your Cash in 2025
Take a fresh look at budgeting and savings opportunities for where to store your cash this year, to ensure you leave no stone unturned.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The great news is the Fed didn't cut rates at their May meeting. So, if you're looking to earn a great rate, see our top choices for 5-year CDs.
By Erin Bendig Last updated
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Best No-Fee High-Yield Savings Rates
No-fee savings accounts help you keep more of your money and earn a rate of return that outpaces inflation.
By Sean Jackson Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in May, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated